Tax loan restriction industry

1. Property of tax loan products of large number financial treasurers:

Maximum amount:1100,000 yuan;

Loan term: 12, 24 and 36 months;

Monthly interest rate repayment method: equal principal and interest;

Lending account: personal account.

II. Requirements of large number financial treasurer tax loan enterprises:

1. The enterprise has been established for 2 years or more and has a fixed business place.

2. The applicant is an enterprise legal person and is 25-55 years old, and the enterprise legal person has not changed within 6 months.

3. The amount of value-added tax and enterprise income tax paid by the enterprise in the past 24 months >; 2000 yuan, and there is no record of overdue tax payment at present.

4. The taxpayer's status is normal, and the enterprise's recent 1 year tax credit rating is A\B, not C/D..

Iii. Requirements for credit reporting of tax loans for large number financial shopkeepers:

1. The legal person's credit investigation is not overdue at present, not more than 90 days in the last 24 months, not more than 60 days in the last 12 months, and not more than 30 days in the last 6 months;

2. Query records of "loan approval" or "credit card approval" in the last 6 months ≤ 15 times;

3. The current status of loans and credit cards cannot be bad debts, except that the loan bad debt amount is 0 or the credit card bad debt amount is ≤50 yuan;

4. The loan maturity credit report shows that the loan has not been settled, and the loan maturity date is far from the application date > 1 month, no entry. 5. The words "secondary, suspicious, loss, guarantee compensation" cannot be displayed in the credit investigation.

Four, a large number of financial shopkeeper tax loan restrictions industry:

1. industries prohibited by law;

2. Sensitive industries, such as public security law, newspaper, radio, news industry, law firm industry, urban management, law enforcement team, law enforcement agencies, customs, fire stations, etc.;

3 collection companies, small loan companies, guarantee companies, investment companies and loan intermediary companies;

4 health clinics, medical beauty institutions and real estate intermediary stores without qualification certificates;

5. Leisure and entertainment industries, such as KTV, bars, dance halls, baths, foot bath health centers, clubs, beauty and skin care shops, nail shops, tattoo parlors, beauty salons, Internet cafes, game halls, ball halls, circus cities, etc.

6. Direct selling enterprises that are not approved by the Ministry of Commerce, such as Amway, Infinitus and other direct selling enterprises approved by the Ministry of Commerce;

7. Real estate intermediary industry, real estate development and construction industry.

Five, a large number of financial treasurers tax loan open areas:

Beijing, Shanghai, Shanghai and Chongqing

Guangdong Province: Guangzhou, Dongguan, Zhongshan, Shenzhen, Huizhou, Jiangmen, Zhuhai, Foshan and Zhaoqing.

Zhejiang Province: Hangzhou, Jiaxing and Jinhua.

Jiangsu Province: Nanjing, Suzhou, Wuxi, Nantong, Lianyungang, Changzhou, Zhenjiang, Yangzhou and Taizhou.

Hunan Province: Changsha City

Hubei Province: Wuhan City

Hebei Province: Shijiazhuang City

Henan Province: Zhengzhou City and Luoyang City

Shandong Province: Jinan City, Qingdao City

Shaanxi Province: Xi 'an City