2. Registration fee: ordinary second-hand houses are 80 yuan and apartments, which shall be borne by the buyer;
3. Land revenue (collected): it will be collected when the housing reform house, affordable housing house and housing project house are sold and transferred, and it will be levied at 2% of the normal transaction price of the house, and the seller will bear it;
4. Audit fee: 50 yuan/case;
5. Deed tax: the tax rate is 3%, which is calculated according to the transaction price of normal transactions; The deed tax rate of self-use ordinary houses purchased by individuals is halved and levied at 1.5%; Residents who have been relocated to buy second-hand houses due to relocation shall be exempted from deed tax on the part equivalent to the compensation for relocation. If the transaction price exceeds the compensation for relocation, the deed tax shall be levied on the part exceeding the compensation, and the buyer shall bear it;
6. Stamp duty: the tax rate is 1‰, which is calculated according to the transaction price of normal transactions, and both parties shall bear half of it;
7. Business tax and surcharges: The new second-hand housing purchase policy was promulgated. For residents who have borrowed to buy a set of housing but the per capita area is lower than the local average, and then apply for buying a second set of ordinary self-occupied housing, the preferential policy of purchasing ordinary self-occupied housing with the first loan shall be implemented mutatis mutandis. The business tax on the housing transfer link is tentatively reduced for one year;
8. Personal income tax: the purchased house is charged when it is listed and traded for less than five years, and the tax rate is 20%. It is levied according to the income from property transfer (current transaction price-original house price-original deed tax paid-current business tax paid-reasonable expenses). If the original purchase invoice is not provided, it will be levied according to 1% of the transaction price, and the seller will bear it.
It is suggested that buyers should be clear about their purchase needs and choose a reputable large real estate agency to choose a house.
After selecting the house, sign the Tripartite Agreement with the real estate agency and the owner and pay the deposit.
The buyer, the owner and the intermediary company meet, and under the supervision of the intermediary company, the owner and the buyer sign the Real Estate Sales Contract; At this time, the relationship between the two parties was formally established, and the buyer paid the down payment to the owner and the agency fee to the intermediary company according to the agreed date, and the intermediary company began to handle the loan procedures for the buyer. After the loan is agreed to be issued, the transfer formalities will begin.
According to the requirements of property right transfer registration, buyers and sellers need to prepare the required information for transfer.
The full-time transfer agent of the intermediary company carries the buyer and the owner and relevant materials to the local taxation bureau for tax verification and payment procedures; If it can be listed and traded, the local taxation bureau will issue a list of deed tax and business tax, which will be paid by the buyer and the homeowner on the same day, and the local taxation bureau will issue a tax receipt.
The buyer and the owner, under the leadership of the transfer clerk, go to the real estate transaction center to register the documents and pay taxes. The buyer and the owner submit the deed tax, business tax receipts and all the documents required for the transfer of ownership by both parties, fill in the Application Form for Registration of House Ownership Transfer, receive the acceptance notice, and make up the stamp duty of the house at the same time. During this period, the real estate trading center will conduct a preliminary examination and review of the documents and tax payment provided by the buyers and sellers to ensure that the transfer conditions are correct, otherwise, the trading center will inform the intermediary company of relevant problems in time.
The intermediary leads the new owner to hand over the property with the old owner, that is, to settle the water, electricity, gas, cable TV and other expenses in the house, and at the same time conduct the final inspection of the furniture.
After 20 working days, the transfer clerk will inform and lead the new owner to the real estate transaction center to receive the new real estate license, and at the same time inform the former owner to prepare to receive the house payment. At this point, the transfer procedures for purchasing second-hand houses have been completed.
Legal basis:
Law of the People's Republic of China on the Administration of Urban Real Estate Article 61 Where a land use right is acquired by transfer or allocation, it shall apply to the land administration department of the local people's government at or above the county level for registration, and the land administration department of the local people's government at or above the county level shall verify it, and the people's government at the same level shall issue a land use right certificate.
If a house is built on the land for real estate development obtained according to law, it shall apply to the real estate management department of the local people's government at or above the county level for registration with the certificate of land use right, and the real estate management department of the local people's government at or above the county level shall verify and issue the certificate of ownership of the house.
When real estate is transferred or changed, it shall apply to the real estate management department of the local people's government at or above the county level for registration of change of real estate, and apply to the land management department of the people's government at the same level for registration of change of land use right on the basis of the changed house ownership certificate. After verification by the land management department of the people's government at the same level, the people's government at the same level shall replace or change the land use right certificate.
If it is otherwise provided by law, it shall be handled in accordance with the provisions of relevant laws.