E-pass cards are issued to units and individuals, and are divided into registered accounts and unregistered accounts according to the nature of accounts; According to the different card media, it is divided into chip media and magnetic stripe media; E-pass cards may contain registered or unregistered accounts according to different product categories. The registered account and the bearer account of the e-pass card are independent of each other, and the funds in each account do not pay interest.
Registered accounts need real-name registration, which can report the loss and cannot be overdrawn; The bearer account has no password, no loss report and no overdraft. The maximum amount of registered accounts and bearer accounts shall not exceed the relevant regulations of the regulatory authorities.
Extended data
E-pass card instructions:
Cardholders should carefully check the consumer payment voucher when using the e-pass card to conduct transactions with special merchants of the e-pass card. Disputes arising from the cardholder's failure to check the consumption payment voucher shall be checked by the special merchants themselves and settled through consultation in accordance with the principle of fault liability.
When the e-pass card containing the registered account is lost, stolen or the password is leaked, the cardholder can pre-report the loss on the cardholder's website or go to the customer service outlet of the e-pass card to freeze and report the loss of the registered account. After the loss is reported successfully, the cardholder can apply for a replacement card with his ID card (which must be consistent with the ID card information registered on the corresponding card).
E-Card Official Website-Customer Service Networks
E-Pass Card Official Website Charter-Xiamen E-Pass Card