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Housing loan conditions in Suzhou
What are the requirements for buying a house in Suzhou?

1, can produce relevant identification, such as ID card, household registration book, marriage certificate, etc.

2. Property buyers have valid temporary residence permits in Suzhou.

3. The buyer has a personal income tax payment certificate in Suzhou for five consecutive years or a social insurance certificate in Suzhou for five consecutive years. Only when both husband and wife don't have a house in Suzhou can they be qualified to buy a house.

4. If the property buyer is a Suzhou hukou resident, there cannot be more than two houses under the family name. If the property buyer has bought a suite with a loan outside Suzhou and meets the above conditions, the refinancing rate in Suzhou will rise 10%.

Residents with foreign household registration can only own one house under their family name. If they have the third loan record, the bank will not give you a loan.