Borrower's requirements \x0d\ 1. A natural person aged 18-60 (Hong Kong, Macao, Taiwan, mainland China and foreign countries are also allowed) \x0d\ 2. Have a stable job and income, and have the ability to repay the loan principal and interest on schedule. The actual age of the borrower plus the loan application period shall not exceed 70 \ x0d. 1. ID card of husband and wife, household registration book/foreigner's temporary residence permit and household registration book \x0d\ 2. Marriage certificate/divorce certificate or court verdict/single certificate \x0d\ 3. Proof of income (format stipulated by the bank) \x0d\ 4. Copy of the company's business license (with official seal) \x0d\ 5. X0d\ 6。 If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements. \x0d\ Note: From 20 10, 10 May, foreign household registration loans in Beijing must also provide tax payment certificates for nearly one year or social security certificates for one year, and other materials that can prove that they have worked in Beijing for one year. \x0d\ The seller shall provide materials \x0d\ 1. Identity cards, household registration books and marriage certificates (marriage certificate or single certificate \x0d\ 2. Property ownership certificate \x0d\ special circumstances \x0d\ materials needed by foreigners to purchase houses: \x0d\ Taiwan Province people-mainland travel permit (Taiwanese certificate), household registration vine (which can prove marital status), approval form for purchasing houses in Beijing, and mortgage notarial certificate (entrusted to handle later house purchase and mortgage registration) \x0d\ Hong Kong people-Hong Kong identity card, marriage certificate, mortgage certificate (entrusted to handle the later registration of house ownership and mortgage)-Korean people-notarized Chinese translation of passport, name, household registration (which can prove marital status) and mortgage (entrusted to handle the later registration of house ownership and mortgage) \x0d\ Other nationalities-notarization of Chinese translation of passport, notarization of Chinese translation of name, notarization of Chinese translation of marriage certificate, notarization of mortgage (entrusted to handle the registration of house ownership and mortgage in the later period) \x0d\ Information required by the seller for the enterprise: \x0d\ Enterprise ID card, original and photocopy of business license, organization code certificate, resolution of selling board of directors, articles of association, power of attorney, trustee ID card, proof of collection account (the above materials must be stamped with official seal), etc.