5.60% within one year, 6.00% within one to five years, and 6. 15% over five years. According to the loan interest rate regulations of Cenxi City, Guangxi, the mortgage interest rate is 5.60% within one year, 6.00% within one to five years, and 6. 15% over five years. The personal housing provident fund loan interest rate is 3.75% for less than five years (including five years) and 4.25% for more than five years. Mortgage interest rate refers to the loan to buy a house in a bank, and the loan should pay interest according to the interest rate stipulated by the bank.