Yes The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy. College student loan information management system is a management system for granting student loans, which is used uniformly by all provinces and cities in China to facilitate statistical information and granting loans.
Second, is the bank account number on the student loan certificate unified?
Hehe, me too. I also want to know the answer.
Third, I'm going to college soon. I want to apply for a student loan. What if there is a university notice? (This is a notice from Youshi University in China)
Third, the loan application and handling procedures
(1) online application
1. First-time loan students
Students log on to the online student system of China Development Bank (website:), register and submit loan applications. After online application, generate, export and print the Application Form for Student Credit Loan of China Development Bank (hereinafter referred to as the "Application Form").
2. Renewed loan students
Students log on to the student online system of China Development Bank and submit the loan extension statement. After the loan extension statement was approved, they submitted the loan application. After online application, generate, export and print the application form.
(2) Qualification for financial difficulties
1. Students who have passed the pre-application for high school.
No qualifications are required.
2. Renewed loan students
No qualifications are required.
3. There are urban and rural low-income households and poor households who have established a file.
If the above two types of students have passed. If it is not included in the pre-application list, it can be handled directly with relevant documents, without additional qualification identification.
4. Other students take out loans for the first time.
First-time loan students hold the application form to the township (street) civil affairs department to confirm the family financial difficulties. Confirmed by the township (street) civil affairs department, fill in the audit opinion in the relevant position of the "Qualification Audit" column of the application form, affix the official seal, fill in the date, sign the name of the agent and leave the contact number.
(3) Site acceptance
1. First-time loan students
Present: the original ID cards of students and borrowers, the original admission notice (students are the original student ID cards) and the original household registration book;
Submission: student's signature (application form signed by the applicant only), copies of ID cards of both parties, and copies of admission notice (or student ID card).
Note: (1) If the student ID card is lost, the county aid center will keep the original ID card;
⑵ Check the original residence booklet, and do not need to keep a copy;
(3) If * * * and the borrower are parents and are not in the same household registration book, the original household registration books of both parties shall be presented;
(4) Township (street) civil affairs can be used as the original account of the borrower, and it is enough to confirm that both parties are in their respective jurisdictions. County rescue center retained township (street) civil affairs departments.
2. Renewed loan students
For students who renew their loans, whether they are students or borrowers, they can go through the relevant procedures at the county-level financial aid center.
Show: the borrower or the original ID card of the borrower.
Submission: the original application form signed by the borrower or * * * with the borrower.
3. On-site acceptance time
The processing time is from August 1 to September 15.
4. Accepting department
The student financial assistance management department of the Education Bureau of the county (city, district) where the borrower's household registration is located before enrollment.
(4) Opening an account
China Development Bank entrusts Alipay, a third-party payment platform, as the agency of credit loans for students' origin, and is entrusted to issue and recover loan funds. China Development Bank entrusts Alipay to open an Alipay account for borrowing students.
(5) Signing a contract
The staff of the Student Financial Assistance Management Section of the County (city, district) Education Bureau conducted a preliminary examination of the materials submitted by the students. After the examination and approval, the China Development Bank Student Credit Student Loan Contract shall be signed, and the borrower and the borrower shall be issued with the Acceptance Certificate of Student Credit Student Loan of China Development Bank (hereinafter referred to as the Acceptance Certificate) and the contract text in duplicate.
(six) the receipt of colleges and universities to enter the contract
Borrowing students report to the school with the acceptance certificate, and the person in charge of the school student financial assistance management department logs into the student loan management system of the Development Bank and enters the electronic contract receipt. The deadline for entering the electronic receipt of the contract is 20171June 10. If it is not entered within the time limit, the loan application will be automatically cancelled according to the loan contract.
Four. Loan issuance and payment
This contract will come into effect after the approval of Anhui Branch of China Development Bank.
After the contract comes into effect, Anhui Branch of China Development Bank will transfer the loan funds to the borrower's personal Alipay account through Alipay, a third-party payment platform, according to the loan amount agreed in the contract. The third-party payment platform transfers the corresponding loan funds to the account of the borrower's school according to the unpaid amount included in the contract receipt, which is used to pay the tuition and accommodation fees of the borrower's students during their study in colleges and universities; The remaining loan funds are left in the borrower's Alipay personal account, and the borrower can withdraw them after completing the real-name authentication.
Four, the National Development Bank student loan business management system is what mean?
Develop the business management system of student-origin student loan issued by the Bank to help poor college students go to school.