Handling conditions of working capital loan: 1. The borrower shall be an enterprise, institution legal person and other economic organization approved and registered by the administrative department for industry and commerce (or the competent authority), holding a business license issued by the administrative department for industry and commerce, and passing the annual inspection. 2. The borrower must obtain our credit rating and meet certain requirements. 3. The purpose of the loan conforms to the national industrial policy and relevant laws and regulations, and has economic benefits. 4. The borrower has a sound management organization, qualified leadership and strict management system, is in good operating, financial and credit conditions, and has the ability to repay the loan principal and interest on time. 5. It is not a necessary condition to have a guarantee unit recognized by the bank to provide guarantee or mortgage (pledge) guarantee. For borrowers with good credit, banks can also issue credit loans. 6. The borrower opens a basic account or general account in China Bank. 7. Meet the requirements of other relevant loan policies of Bank of China. The above contents are for your reference. Please refer to the actual business regulations. If you have any questions, please contact online customer service of Bank of China. You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.

Two. The Interim Measures for the Management of Working Capital Loans issued by China Banking Regulatory Commission requires that lenders should establish a standardized working capital loan evaluation system and process in accordance with the principle of (). ...

A

Three, the enterprise working capital loan approval to meet what conditions?

The first thing is to determine the host bank you want to apply for a loan (it is best to have a certain relationship basis) and make preliminary communication with the manager and president of the bank's credit department. The other bank will review your credit status, including the development history and financial status of the enterprise. If the other bank can determine how many loans you are qualified to apply for in the bank, you need to open a basic account in the bank, and then you can write the application normally and submit all kinds of materials. There must be a relationship foundation, otherwise it will be difficult.