1. Try to find bills with similar consumption amount, time and place. The total amount is greater than or equal to the loan amount.

2. At that time, if you didn't ask for an invoice after consumption, you can make up the bill later, and the borrower can consult himself.

3, consult customer service, explain the specific situation, because I accidentally forgot or lost, see how to remedy, such as providing transaction flow.

4. Check the loan contract to see if there is any advance notice to keep the consumption voucher after each consumption, and pay attention to the retention time.

In short, under normal circumstances, the bank only sends a notice to let you upload the voucher, so try to find all the relevant bills. If not, you can contact customer service.

As a tool of government reform, vouchers are essentially an institutional arrangement that introduces market mechanism into public services. The system has different policy orientations and modes, such as fairness orientation, efficiency orientation and giving consideration to fairness and efficiency.

Why do banks require proof of consumption?

There are many people in the financial market, nominally applying for consumer loans. In fact, they use their funds in illegal ways that violate national laws and regulations, such as gambling, and in areas prohibited by state regulatory authorities, such as investing in wealth management and buying a house. This is not allowed by the bank.

Therefore, bank financial institutions will supervise through written reports before applying for loans, and review the borrower's capital flow, credit history, liabilities and post-loan management.

Once the borrower's situation is found to be abnormal, the borrower may be required to provide proof of consumption, so everyone should consciously take care of the relevant bills.

As a tool of government reform, vouchers are essentially an institutional arrangement that introduces market mechanism into public services. It originated from neo-liberal economics, and skillfully implanted the market competition mechanism by strengthening consumers' right to choose. The education voucher system has different policy orientations and models, such as fairness orientation, efficiency orientation and giving consideration to fairness and efficiency. Although it needs certain operating conditions in the public sector, it can be widely used to provide "welfare goods" with comprehensive characteristics, including food, housing, medical care, education and child care.

Vouchers are also called vouchers, securities and consumer vouchers. According to Hatry's definition, they are "coupons issued by government departments to individuals who are eligible to consume certain goods or services". Individuals who are eligible to receive vouchers "consume" vouchers from specific public service providers, and then the government exchanges cash for vouchers accepted by various organizations.

Its meaning has three layers: 1. Vouchers are subsidies to specific consumer groups around specific commodities, which embodies the government's policy intention to encourage and help specific consumption (such as basic education, public health, food, housing, etc.). );

2. Vouchers are different from traditional subsidies, which directly subsidize consumers rather than producers;

3. Vouchers usually take the form of vouchers, not cash.

Cao Zuo Jian

People's preferences for services are generally different, and the public thinks that these diversified preferences are reasonable.

There is competition among multiple service providers, and the entry cost of potential providers is very low.

Individuals have a full understanding of market conditions, including service cost, quality and access information.

Users can easily judge the quality of service, or the producer is recognized and supervised by the government.

Individuals have an incentive to buy this service.

This kind of service is cheaper and people often buy it, so the public can learn through practice.

Appropriate characteristics

Public domain characteristics of voucher system

The government has the will or obligation to pay or partially pay.

There is the possibility of multiple suppliers competing.

The object or service is effectively exclusive and can be charged.

Consumers have certain choice ability.