Zhaolian Finance is very reliable. Established jointly by China Unicom and China Merchants Bank, two Fortune 500 companies, it is also one of only 27 platforms with consumer finance licenses in China by the end of 20 19. Its credibility is definitely the first choice in the industry.
Reasons for the legality and compliance of recruitment funds:
1, platform background
Zhaolian Finance is a financial service platform under Zhaolian Consumer Finance. With the approval of China Banking Regulatory Commission, China Merchants Bank and China Unicom, two fortune 500 companies, jointly invested and established a formal licensed financial institution, which is formal and reliable in both background and qualification.
3. Loan amount
The maximum loanable amount of Zhaolian Finance is 200,000, which does not exceed the national requirements for the upper limit of micro-credit loans and is reasonable and compliant.
2. Loan interest rate
Zhaolian Finance has two major product systems: credit payment and good-term loans, with annualized interest rates of 7.3%-23.725%, both of which were announced in official website, and the interest rates are transparent, which also conforms to the national regulations on online loan interest rates.
4. Credit mechanism
The quota is evaluated by Zhilian's risk control management system, and the authorization mechanism is relatively perfect by evaluating users' credit information, income, education and work conditions.
5. Information security
In the process of borrowing money, the information is always encrypted, and it is necessary to verify the transaction password and face recognition. Money can only be transferred to the bank card account under the user's own name, which ensures the safety of funds and allows users to borrow money with confidence.