Model private prepayment loan contract 1
Lender (hereinafter referred to as Party A): _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Borrower (hereinafter referred to as Party B): _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party B turned to Party A for loan due to business week, and both parties reached an agreement through negotiation to conclude this contract according to law for mutual compliance.
I. Loan principal
RMB (in words): _ _ _ _ _ _ _ _ Yuan only, (in figures): _ _ _ _ _ Yuan only.
Second, the loan date.
The signing date of this contract is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Third, loan interest.
The monthly interest rate is _ _ _%, and Party B shall pay interest at the same time when the loan term expires. Party B's overdue repayment of the loan constitutes a breach of contract.
4. If Party B fails to repay the loan, it shall pay _ _ _% of the total loan principal on a daily basis.
5. When the loan term expires, the money returned by Party B to Party A shall be deducted in the following order:
1, loan principal;
2. Loan interest;
3. Overdue liquidated damages;
4. According to the provisions of Article 6 of this contract, economic losses shall be compensated.
6. Where Party B's overdue breach of contract leads to litigation, it shall be under the jurisdiction of the people's court in the place where the contract is signed, and Party B shall bear the economic losses caused by this litigation, including but not limited to: legal fees, lawyer's agency fees, travel expenses, etc.
Seven. This contract shall come into effect as of the date of signature by both parties, and shall be signed on.
Party A: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party B: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Phone number: _ _ _ _ _ _ _ _ _ _ _
Current address: _ _ _ _ _ _ _ _
Original address: _ _ _ _ _ _ _ _ _ _ _
Guarantor _ _ _ _ _ _ _ _ _ _ _
The Guarantor shall carefully read the above loan contract, with clear contents, and agree to bear joint and several liabilities for Party B's loan from Party A, with the scope of guarantee including the principal, interest and liquidated damages of the loan contract, and the guarantor's term is two years.
Guarantor: _ _ _ _ _ _ _ _
Phone number: _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _
Current address: _ _ _ _ _ _ _ _
Signature date of the letter of guarantee: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Model private prepayment loan contract II
Lender: _ _ _ _ _ _ _ _ _ _ _
Borrower: _ _ _ _ _ _ _ _ _ _ _ _
I. Purpose of the loan
The borrower urgently needs a sum of money to engage in self-employment.
Second, the loan amount
The borrower borrows RMB 10,000 from the lender.
Third, loan interest.
From the date when the loan is used, the interest shall be calculated according to the actual amount used, and the compound interest shall be calculated. Within the loan term stipulated in this contract, the annual interest is _ _ _%. If the borrower fails to repay the loan on time, the overdue part shall be charged with interest at the interest rate of _ _ _%.
Fourth, the loan term.
The borrower guarantees to repay the loan at the interest specified in this contract from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. For the overdue part, the lender has the right to recover the loan within a time limit.
The change of verb (abbreviation of verb)
When it is necessary to change the terms of the contract due to the change of national interest rate, both parties shall sign the documents to change the contract as an integral part of this contract.
Rights and obligations of intransitive verbs
Lenders have the right to supervise the use of loans and understand the borrower's solvency. The borrower shall truthfully provide relevant information. If the borrower fails to use the loan as stipulated in the contract, the lender has the right to recover part of the loan, and collect the default interest according to the regulations of the bank. If the lender repays the loan in advance, the interest will be reduced according to the regulations.
Seven. warranty clause
(1) If the borrower uses _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
(two) the borrower must use the loan in accordance with the purposes stipulated in the loan contract, and shall not be used for other purposes, and shall not use the loan for illegal activities.
(3) The borrower must repay the principal and interest within the time limit stipulated in the contract.
(4) The borrower has the obligation to accept the lender's inspection, supervise the use of the loan, and understand the borrower's plan implementation, operation and management, financial activities, material inventory, etc.
(5) When a guarantor is needed, the guarantor has the right to recover from the borrower after performing joint and several liabilities, and the borrower has the obligation to repay the guarantor.
Eight. Ways to solve contract disputes
Disputes arising from the performance of this contract shall be settled by both parties through friendly negotiation or mediated by a third party. If negotiation or mediation fails, either party may bring a lawsuit to the people's court according to law.
Nine. If there is no agreement in this contract, it shall be implemented in accordance with the relevant provisions of the Contract Law of People's Republic of China (PRC).
This contract is made in duplicate, each party holds 1 copy.
Lender: _ _ _ _ _ _ _ _ _ _ _ _
Borrower: _ _ _ _ _ _ _ _ _ _ _ _
Date of contract signing _ _ _ _ _ _ _ _ _
Model private prepayment loan contract 3
Borrower (Party A) _ _ _ _ _ _ _ _ _ _ _
Address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Lender (Party B) _ _ _ _ _ _ _ _ _ _ _
Legal representative (or person in charge) _ _ _ _ _ _
Address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Tel: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party A applies for personal loan from Party B, and Party B agrees to issue personal loan to Party A after examination. In accordance with relevant laws, regulations and rules, Party A and Party B have reached an agreement through consultation and signed this contract for mutual compliance.
Article 1: Currency and amount of loan
Party A borrows RMB (in words) _ _ _ _ _ _ (￥) from Party B.
Second, the purpose of the loan
Party A uses the loan for _ _ _ _ _ _ _. Without the written consent of Party B, Party A shall not change the purpose of the loan and use the loan funds for other purposes.
Article 3: Term of Loan
The loan term agreed in this contract is _ _ _ _ _ months, that is, from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
The starting date of the loan term under this contract is based on the date of the loan issuance certificate (loan receipt, the same below) when Party B issues the first loan.
Fourth, the loan interest rate.
The loan interest rate under this contract adopts the following method.
1. Floating interest rate:
The monthly interest rate of the first loan is _ _ _ ‰ (according to the benchmark interest rate _ _%). During the validity period of the Contract, if the People's Bank of China adjusts the interest rate or changes the interest-bearing method, the above-mentioned interest rate or interest-bearing method of the loan will be adjusted accordingly from the date of its announcement or effectiveness, and Party B can implement it according to the relevant regulations of the People's Bank of China without notifying Party A..
Second, the fixed interest rate:
The monthly interest rate is _ _ _ ‰, and the interest rate will remain unchanged during the validity of this contract.
Article 5: Calculate and pay interest.
The loan interest shall be calculated from the date when the loan funds are released to Party A's account. The loan under this contract shall bear interest on a daily basis and be settled on a monthly/quarterly basis. The settlement date is fixed as the _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Article 6: Issuance and Payment of Loans
First, the prerequisite for issuing loans.
Unless Party B gives up in whole or in part, Party B is obliged to issue loans only if the following preconditions are continuously met:
1. Party A has completed the approval, registration, delivery, insurance and other legal procedures related to the loan under this contract in accordance with the provisions of relevant laws, regulations and rules.
2. Where this contract is guaranteed, the guarantee contract that meets the requirements of Party B has come into effect and/or the security interests such as mortgage and pledge have been established.
3. Party A does not have any breach of contract agreed in this contract or circumstances agreed in this contract that may endanger the security of Party B's creditor's rights.
4. There is no abnormal change in Party B's evaluation and calculation of Party A. ..
5. The loan purpose certification materials provided by Party A are consistent with the agreed purpose.
6. Other preconditions for granting loans agreed by both parties:
( 1)______________________________。
(2)______________________________。
(3)______________________________
Second, the use of funds
The payment plan is determined according to the following method:
(1) The payment plan is as follows:
Serial number _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Payment Plan _ _ _ _ _ _ _ _ _ _ _ _
Amount _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
(2) The plan is as follows:
Serial number _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Payment Plan _ _ _ _ _ _ _ _ _ _ _ _
Amount _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
(3) Apply for funds at any time according to actual needs.
(4) If the first payment plan is adopted, and Party A fails to comply with the payment plan and delays the payment, Party A shall apply for a loan instead of using it, and pay a penalty to Party B from the date of payment agreed in the loan plan to the date of payment by Party A.. The calculation formula of liquidated damages is: usable and unused loan amount × deferred payment days × _ ‰
Where the schemes (2) and (3) are adopted, Party A shall pay liquidated damages to Party B for the available and unused loans from the date when it can apply for the loan until Party A uses the loan. The calculation formula of liquidated damages is: usable and unused loan amount × usable and unused days × days.
Three. Payment of loan funds
(1) payment method
Payment of loan funds under the Contract adopts two ways: entrusted payment by the lender and independent payment by the borrower:
1. Lender's entrusted payment means that Party B pays the loan funds to Party A's transaction object that meets the purposes agreed in this contract through Party A's account according to Party A's withdrawal application and payment entrustment.
In case of entrusted payment, the information such as payment object and payment amount listed in the withdrawal application provided by Party A shall be consistent with the corresponding business contract and other supporting materials. Party B will release the corresponding loan funds to Party A's account after approval, and transfer them to Party A's counterparty account on the same day according to Party A's payment entrustment.
2. The borrower's independent payment means that after Party B pays the loan funds to Party A's account according to Party A's withdrawal application, Party A pays the loan funds to Party A's trading partner who meets the purposes agreed in this contract.
In case of independent payment, Party A shall provide Party B with payment records and relevant payment vouchers on a regular basis as agreed in this Contract.
(2) Lender's entrusted payment standard
Except in the following circumstances, the loan funds under this contract shall be paid to Party A's counterparty by the way of entrusted payment by the lender:
1. Where Party A cannot determine the specific transaction object in advance and the amount does not exceed RMB _ _ _ _ _. ?
2. Party A's counterparty does not have the conditions to effectively use the non-cash settlement method.
3. The loan funds are used for production and operation, and the amount does not exceed RMB _ _ _ _ _.
4. Other circumstances stipulated by laws and regulations.
(3) Stop payment or change the payment method.
If Party A's credit status declines, the loan funds are used abnormally, or Party A fails to use the funds according to the principle of good faith, Party B has the right to stop the issuance and payment of the loan funds or change the payment method of the loan funds.
(4) Prohibition of payment
Party A and Party B shall not make payment in violation of the purposes or matters agreed in this contract, nor shall they make payment in areas prohibited by national laws and regulations.
Article 7: Repayment
I. Repayment principle
Any repayment made by Party A under this Contract shall be repaid in accordance with the principle of paying interest first and then repaying the principal.
Second, interest payment.
Party A shall pay the due interest to Party B on the interest settlement date. The first interest payment date is the first interest settlement date after the loan is issued. For the last repayment, the profit will be paid off with the principal.
Third, repay the principal.
Unless otherwise agreed by both parties, Party A shall repay the loan hereunder according to the following repayment plan:
(1) Repay all the loans under this contract in one lump sum on the date when the loan term expires.
(2) Repay the loan under this contract according to the following repayment plan (if there are many contents, attach a separate page).
Serial number _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Repayment time _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Repayment amount _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
If Party A needs to change the above repayment plan, it shall submit a written application to Party B _ _ banking days before the corresponding loan maturity date, and the change of repayment plan shall be confirmed by both parties in writing.
Fourth, the repayment method
Party A shall deposit the current repayment amount into the account opened by Party B before the repayment date agreed in this contract, and transfer the repayment by itself, or transfer the repayment from other accounts on the repayment date agreed in this contract. If Party A fails to repay the loan on schedule, Party A promises that Party B can directly deduct the money from any account opened by Party A in Party B's system.
Verb (abbreviation for verb) advance payment
Unless otherwise agreed by both parties, Party A may repay the loan in advance, but it shall submit a written application to Party B and obtain Party B's consent. Where Party A repays the loan by installments, the prepayment amount shall be used to repay the last due loan first, and the repayment order is reversed.
When Party A repays the principal in advance, it shall calculate the interest according to the actual repayment days and the loan interest rate agreed in this contract.
If Party B agrees to Party A's prepayment, Party B has the right to collect prepayment compensation from Party A according to the following 1 standard:
1. Compensation amount = prepayment amount. }
2.______________________________
Article 8, Account Management
1. Does Party A designate a special withdrawal account supervised by Party B?
(1) Yes (2) No.
Two. If Party A designates a special withdrawal account supervised by Party B, the account supervision matters are as follows:
(1) Party A shall open the following accounts with Party B or its branches as special fund withdrawal accounts:
Account name: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Account number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Bank of deposit: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
(2) The above-mentioned special fund withdrawal account is used to collect corresponding income or planned repayment funds. If the corresponding income is settled in a non-cash way, Party A shall ensure that it is transferred to the fund withdrawal account in time after receiving the money.
(3) Party A authorizes Party B to supervise the special fund withdrawal account, including but not limited to understanding, recording and supervising the fund income and expenditure of the special fund withdrawal account, and restricting the use of funds in the account according to this contract, and Party A shall cooperate.
(4) The supervision period of Party B for the above-mentioned special fund withdrawal account is from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
(V) Party A promises to accept Party B's account supervision of its income in the following ways:
1. Deposit all the income mentioned in Item (2) of Paragraph 2 of this Article into the special fund withdrawal account, and promise to make it clear in the contract or charging document signed with the relevant third party that all the money will be directly remitted to the account. If Party B deems it necessary, Party A shall provide a written commitment from the relevant third party to ensure that the payable funds will be remitted to the special withdrawal account.
2. Deposit _ _ _% of the income mentioned in Item (2) of Paragraph 2 of this Article into the special fund withdrawal account, and provide a written commitment from the relevant third party to ensure that the payable amount will be remitted to the special fund withdrawal account at the request of Party B. ..
(VI) During the validity of this contract, the balance of the special withdrawal account shall not be less than RMB10,000 yuan at any time from the date when Party A starts to collect the income mentioned in Item (2) of Paragraph 2 of this article. If the relevant income is foreign exchange, it shall be calculated by converting it into RMB according to the quotation of the day.
(7) Party A shall obtain the written consent of Party B if the single withdrawal amount from the special withdrawal account exceeds RMB _ _ _ _ _ _.
(8) If Party A promises that the balance of the special withdrawal account is lower than the minimum balance agreed in Item (6) of Paragraph 2 of this Article, Party A will take timely measures to make up the difference. Before making up the difference, Party B has the right to refuse Party A to withdraw any money from the account.
(IX) During the validity period of this contract, Party A must ensure that the inflow of funds from the special fund withdrawal account (monthly/quarterly) is not less than RMB _ _ _ _. If the capital inflow is lower than the above amount, Party B has the right to decide to take one or more of the following measures:
1. From the next month/quarter, increase the minimum balance of the supervision account agreed in point (6) of the second paragraph of this article until the inflow amount is restored to the amount agreed in this contract.
2. From the next month/quarter, reduce the single withdrawal amount agreed in point (7) of the second paragraph of this article until the inflow amount is restored to the amount agreed in this contract.
3. Stop issuing loans that Party A has not recovered or require Party A to return all or part of the recovered loans in advance.
Article 9: Loan Guarantee
If it is a secured loan, a separate guarantee contract shall be signed.
Article 10: Rights and obligations of Party A
I. Rights of Party A
(1) has the right to request Party B to issue and pay the loan according to this contract.
(2) Have the right to use the loan for the purposes agreed in this contract.
(3) Have the right to apply to Party B for loan extension under the conditions specified by Party B. ..
(4) Have the right to require Party B to keep confidential the relevant financial information and business secrets of production and operation provided by Party A, except as otherwise provided by laws, regulations and rules or agreed by both parties.
Two. Obligations of Party A
(1) Withdraw money and pay off all loan principal and interest as agreed in this contract, and bear all expenses as agreed in this contract.
(2) Use the loan according to the purpose agreed in this contract, and do not occupy or misappropriate the loan, and do not use the bank loan for illegal or illegal transactions.
(3) Pay off the loan principal, interest and other payables as agreed in this contract.
(IV) Actively cooperate with and consciously accept Party B's inspection and supervision on its production and operation, financial activities and the use of loan funds under this contract.
Party B shall provide relevant materials and reports on the use of loan funds under this contract as required by Party B, and shall be responsible for the authenticity, completeness and effectiveness of the provided materials.
Party A shall submit a written summary report on loan payment to Party B every month/quarter. Party A shall make a summary report on the loan payment of _ _ _ _ _ _ _ _ at the latest.
(5) Party A and its investors are not allowed to withdraw funds, transfer assets or use related party transactions to evade Party B's debts. It is not allowed to use false contracts with related parties to discount or pledge bills receivable, accounts receivable and other creditor's rights without actual trade background to the bank to obtain bank funds or credit.
(VI) Before paying off the principal and interest of Party B's loan, the assets formed by the loan under this contract shall not be used to provide guarantee to a third party without the written consent of Party B..
During the validity of this contract, if Party A needs to provide guarantee for other people's debts, which may affect their repayment ability under this contract, it shall notify Party B in writing in advance and obtain Party B's written consent.
(VI) During the validity period of this contract, Party A shall obtain Party B's written consent before doing anything that may affect the realization of Party B's loan creditor's rights, and perform the repayment and guarantee of debts under this contract according to Party B's requirements, but Party B's written consent shall not affect Party B's right to exercise the relief measures agreed in this contract in the future when he thinks that the above actions may endanger the security of Party B's creditor's rights.
During the validity period of this contract, if Party A engages in illegal activities and involves major litigation activities, which have a significant adverse impact on its performance of repayment obligations under this contract, it shall immediately notify Party B in writing and implement repayment and guarantee of debts under this contract according to Party B's requirements.
During the validity of this contract, if Party A changes its name and domicile, it shall notify Party B in writing within 3 banking working days after the change, and attach the relevant materials after the change.
(VII) Party B shall bear the lawyer's services, insurance, assessment, registration, custody, appraisal and notarization fees related to this contract and the guarantee hereunder, as well as all expenses actually incurred by Party B to realize the creditor's rights (including but not limited to legal fees, arbitration fees, property preservation fees, travel expenses, execution fees, etc.). ).
Article 11: Rights and obligations of Party B
I. Rights of Party B
1. Party B has the right to require Party A to repay the loan principal, interest and expenses on schedule.
2. Party B has the right to manage and control the payment of loan funds.
3. For any money payable by Party A under this contract, Party B has the right to deduct any money in any currency from the account opened by Party A in Party B's system.
Two. Obligations of Party B
1. Lend the loan according to the contract, except for the delay caused by Party A or other reasons not attributable to Party B. ..
2. Keep confidential the relevant information provided by Party A, unless otherwise stipulated by laws, regulations and rules, required by competent authorities or agreed by both parties.
Article 12. Liability for breach of contract
I. Party A's breach of contract
(1) Party A violates any agreement in this contract or any legal obligation.
(II) Party A clearly indicates or indicates by its actions that it will not perform any obligations under this contract in the future.
(III) If the guarantor is in any of the following circumstances, and Party A fails to provide a new guarantee that meets the requirements of Party B, it shall be deemed that Party A has breached the contract:
1. There are any falsehoods, errors or omissions in violation of any agreement in the guarantee contract or in matters stated and guaranteed.
2. The guarantor has lost or may lose the guarantee ability.
(IV) In case of any of the following circumstances of the mortgagor and the pledger, Party A's failure to provide a new guarantee that meets Party B's requirements shall be deemed as Party A's breach of contract:
1. Any agreement, statement or guarantee that the mortgagor or pledger violates the mortgage contract or pledge contract is false, wrong or omitted.
2. Mortgaged property or pledged property is damaged, lost or reduced in value due to acts of third parties, state expropriation, confiscation, requisition, unpaid recovery, demolition, market changes or any other reasons.
3. Mortgaged property or pledged property is sealed up, detained, frozen, deducted, retained, auctioned, supervised or disputed by administrative organs.
4. Other circumstances that may endanger the realization of Party B's mortgage or pledge.
(V) If the guarantee contract and/or security interests are not effective, established, invalid, revoked or dissolved, the guarantor breaches the contract or clearly indicates or indicates by his actions that he will not perform the guarantee responsibility, and Party A fails to perform the new guarantee as required by Party B, it shall be deemed as Party A's breach of contract.
Two. Circumstances that may endanger Party B's creditor's rights:
(1) Party A fails to perform other debts due.
(2) Party A transfers the real estate at a low price for free, exempts the debts of the third party or delays the exercise of creditor's rights or other rights.
(4) Any preconditions for the issuance and payment of loan funds agreed in this contract have not been continuously met.
(V) The deterioration of Party A's solvency has affected or may affect the performance of its obligations under this Contract.
(VI) Party A is involved in or may be involved in major economic disputes, litigation and arbitration, or its assets are sealed up, detained or enforced, or investigated and dealt with by judicial organs and administrative organs according to law, or exposed by the media for violating relevant national regulations or policies, which has or may affect its performance of obligations under this contract.
(VII) Party A's disappearance or legal investigation or restriction of personal freedom by judicial organs has affected or may affect the performance of its obligations under this contract.
(VIII) Other circumstances that may adversely affect the realization of creditor's rights under this contract.
Three. Relief measures of Party B
In any case agreed in the first or second paragraph of this article, Party B has the right to exercise one or more of the following rights:
(1) Ask Party A to correct the breach of contract within a time limit.
(2) Stop issuing loans.
(II) Declare that the loan is due immediately, and require Party A to immediately repay the principal, interest and expenses of all debts due and unexpired under this Contract.
(III) Collect liquidated damages from Party A at _ _ _% of the loan principal every day.
(IV) If Party A fails to repay the loan within the agreed time limit, the overdue part (including all or part of the loan principal and interest announced by Party B as due in advance) shall be charged with interest at the default interest rate of the overdue loan from the date of overdue until the principal and interest are paid off. The default interest rate of overdue loans is _ _ _% higher than the loan interest rate agreed in Article 4.
If Party A fails to use the loan according to the agreed purpose, interest will be charged at the default interest rate of the misappropriated loan from the date of misappropriation until the principal and interest are paid off. The default interest rate of misappropriated loans is _ _ _% higher than the loan interest rate agreed in Article 4.
For overdue and misappropriated loans, the penalty interest and compound interest should be recalculated.
For the interest that Party A fails to pay on schedule, compound interest shall be calculated according to the loan interest rate agreed in Article 4, Paragraph 1, and compound interest shall be calculated according to the default interest rate agreed in this paragraph after the loan period.
Calculate default interest and compound interest. If the loan interest rate agreed in this contract is adjusted, the penalty interest and compound interest shall be calculated by stages from the date of adjustment.
(5) Transfer any money from the account opened by Party A in Party B's system.
(VI) Require Party A to provide new guarantees that meet the requirements of Party B for all debts under this contract.
(7) Exercise the security right.
(VIII) Termination or rescission of this contract, termination or rescission of all or part of other contracts with Party A..
Four. Party B's Breach of Contract and Its Liability for Breach of Contract
(1) If Party B fails to issue and pay the loan as agreed in this contract without justifiable reasons, Party A may require Party B to continue to issue the loan as agreed in this contract.
(2) If Party B violates the prohibitive provisions of national laws and regulations and charges Party A with interest and fees that should not be charged, Party A has the right to ask Party B to refund them.
Article 13 Collection notice
Party B has the right to inform the relevant departments or units of Party A's default on loan principal and interest or other breach of contract, and to make a public announcement and collection through the news media.
Article 14: Evidence Effect of Party B's Records
Unless there is reliable and clear evidence to the contrary, Party B's internal accounting records related to principal, interest, expenses and repayment records, documents and vouchers made or kept by Party B during the withdrawal, repayment and interest payment of Party A, and records and vouchers of loans received by Party B all constitute conclusive evidence to effectively prove the creditor's rights relationship between Party A and Party B. Party A shall not raise any objection just because the above records, files, documents and vouchers are made or kept by Party B unilaterally.
Article 15, Reservation of Rights
Party B's rights under this contract shall not affect or exclude any rights it enjoys according to laws, regulations and other contracts. Any tolerance, grace, priority or delay for breach of contract or delay in exercising any rights under this contract shall not be regarded as waiver of rights and interests under this contract or recognition or acknowledgement of any breach of contract, nor shall it restrict, prevent or hinder the continued exercise of rights or the exercise of any other rights, nor shall it make Party B assume obligations and responsibilities to Party A. ..
Article 16 Other agreed matters.
First, _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Second, _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
The third type, _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Article 17. Settlement of contract disputes
Disputes arising from the performance of this contract can be settled by both parties through consultation. If negotiation fails, bring a lawsuit to the people's court of Party B's domicile.
During the litigation, the non-controversial clauses in this contract shall continue to be performed.
Article 18. Entry into force of contract
This contract shall come into effect after being signed by Party A according to the handprint, signed (sealed) by the representative (person in charge) or authorized agent designated by Party B and stamped with the official seal.
Article 19, Supplementary Provisions
The original contract was on _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Article 20, Party A declares that
1. Party A clearly understands the business scope and authorization authority of Party B. ..
2. Party A has read all the terms of the contract. At the request of Party A, Party B has formulated corresponding clauses in this contract. Party A has fully understood the meaning of the terms of this contract and the corresponding legal consequences.
Three. Party A's credit status is good and there is no major bad record.
Party A (signature and handprint) _ _ _ _ _ _ _ _ _ _ _ _
Party B (official seal) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Legal Representative/Person in Charge _ _ _ _ _ _ _ _ _ _ _ _
(or authorized agent) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
(signature or multiple signatures) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
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★ 3 pieces of private personal loan contract model
★ Three private lending contracts are the latest.
★ Three templates for private lending contracts
★ 3 simple private lending contract templates
★ 3 Private lending agreements and contracts
★ 3 Practical model of private lending contract.
Enterprise loan interest calculator
1. What is a corporate loan interest calculator?
Enterprise loan interest calculator is a financial tool, whic