Ping An Pratt & Whitney is a company specializing in corporate and personal loans and a subsidiary of Ping An Group.

Under normal circumstances, when a regular loan company carries out loan business and goes through loan procedures, the company will let customers buy personal insurance, that is, when customers can't repay their loans normally after an accident, the insurance company can pay compensation.

So your lover took out a loan in Ping An Pratt & Whitney, and after his death, he can report the case to the insurance company that bought insurance at that time and make a claim.