If the credit union files a lawsuit against you, the credit union will apply for enforcement after winning the case, and your money in any bank will be frozen and deducted by the judiciary.

The so-called deposit freeze is to limit the use of deposits (accounts). It can be roughly divided into: no payment, no payment (only payment) and partial freezing (for example, 654.38+10,000 yuan is partially frozen, and deposits exceeding 654.38+10,000 yuan can be used).

Generally, the reasons for freezing are that the judicial organs, tax authorities, customs and other countries have the right to issue relevant official letters to banks for processing, and there are also reasons why customers handle some business in banks, such as letters of guarantee (with which banks have signed agreements).