Conditions and materials for extracting housing provident fund:

First-hand housing extraction:

(1) Original and photocopy of the house purchase contract or house purchase agreement;

(2) The original and photocopy of the purchase invoice;

(3) The original and photocopy of the employee's ID card shall be used to extract the provident fund;

(4) Withdraw the provident fund from the employee's own bank savings account; In addition to the above information, the employee spouse's provident fund withdrawal should also provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record.

Second-hand housing extraction:

(1) Original and photocopy of the real estate license;

(2) Original and photocopy of deed tax payment certificate;

(3) The original and photocopy of the employee's ID card shall be used to extract the provident fund;

(4) Withdraw the provident fund from the employee's own bank savings account; If the employee's spouse withdraws the provident fund, in addition to the above information, it is also necessary to provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record.

Withdraw housing accumulation fund for overhaul.

1, the original and photocopy of the overhaul certificate and property right certificate of the housing management or property management department; 2. Original and photocopy of detailed invoices for purchased materials or invoices for expenses allocated to individuals; 3. The original and photocopy of the employee ID card shall be used to extract the provident fund; 4. Withdraw the employee's own bank savings account from the provident fund; In addition to the above information, the employee's spouse should also provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record.

Self-built housing provident fund withdrawal

1, the original and photocopy of the approval document of the planning and housing management department for approving the homestead or building; 2. Original and photocopy of the invoice for purchasing materials and other construction costs; 3. To withdraw the provident fund, you need to provide the original and photocopy of the employee ID card; 4. Withdraw the employee's own bank savings account from the provident fund; In addition to the above information, the employee's spouse should also provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the main constructor's provident fund withdrawal record.

Withdrawal of housing loan principal and interest accumulation fund

1, original and photocopy of the loan contract; 2. A copy of the house purchase contract; 3. Original and photocopy of the down payment invoice; 4. The original and photocopy of the employee ID card shall be used to extract the provident fund; 5. Withdraw the employee's own bank savings account from the provident fund; If the employee's spouse withdraws the provident fund, in addition to the above information, it is also necessary to provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record.

Withdraw retirement provident fund

1, original and photocopy of divorce or retirement certificate or relevant certificate of labor department; 2. To withdraw the provident fund, you need to provide the original and photocopy of the employee ID card; 3. If there is no divorce certificate or retirement certificate, if the male is 60 years old and the female is 55 years old, provide the original and photocopy of the employee ID card; 4, provident fund from the employee's own bank savings account.

Completely lose the ability to work and terminate the labor relationship with the unit to withdraw the provident fund

1, the original and photocopy of the employee disability appraisal certificate issued by the labor department; 2. The original and photocopy of the unit's certificate of termination of labor relations; 3. The original and photocopy of the employee ID card shall be used to extract the provident fund; 4, provident fund from the employee's own bank savings account.

Regulations on the administration of housing provident fund

Article 24

In any of the following circumstances, employees can withdraw the storage balance in the employee housing provident fund account:

Purchase, construction, renovation and overhaul of owner-occupied housing;

2 retired;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

Rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account will be included in the value-added income of the housing provident fund.

Article 25

If the employee withdraws the storage balance in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued.

Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or not to withdraw, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.