1. Be responsible for the pre-loan investigation on the compliance, legality, safety and effectiveness of the loans of borrowers and guarantors. According to the survey results, write a feasibility analysis report.
2 responsible for reviewing the borrower's credit information, the borrower and guarantor's subject, business policy, credit policy and credit risk.
3. Be responsible for inquiring and reporting the borrower's credit information and checking the validity of the borrower's loan card.
4. Be responsible for keeping the borrower's IOUs, collateral and various credit registers.
5. Responsible for timely issuing overdue loan collection notice and doing a good job in the collection of loan principal and interest.
6 in the daily management, major issues that have a significant impact on the safety of loans should be reported to the superior bank in a timely manner.
7. Be responsible for contacting the borrower specifically after the loan, obtaining customer information, and supervising and inspecting the borrower and guarantor.
8. Be responsible for the risk early warning, extension, reorganization, collection, quality classification and preliminary examination of customer credit rating of loans, put forward handling opinions to the credit director, and implement relevant specific loan management measures.