First of all, let's look at the materials needed for studying abroad loans.
Notice of studying abroad or admission certificate, certificate of tuition and fees required during the study period, my account or ID card, entry visa passport, property mortgage statement (only for real estate, national debt, deposit certificate of our bank, corporate bonds and other securities), and guarantor.
Let's look at the conditions required for studying abroad loans.
1. The lender must have no criminal record.
2. The lender has full capacity for civil conduct and is not over 55 years old when the loan expires.
3. The lender's loan is used for tuition, miscellaneous expenses and living expenses of international students.
In addition, you should understand the process of studying abroad loan.
Apply (attach the necessary materials)-wait for the bank's reply-sign the loan contract and guarantee contract, and go through the relevant loan procedures-notarize these two contracts-lend money to the bank-apply successfully.
Finally, we need to know the amount of loan for studying abroad.
It shall not exceed the sum of the registration fee, tuition fee, living expenses and other necessary expenses specified in the admission notice or other valid admission certificates of overseas schools, and the maximum shall not exceed RMB 500,000. The term is generally 1-6 years, and the longest is 6 years.
Use process
1. Submit the application form and related materials.
International students applying for studying in Russia need to mail relevant materials to the university they apply for before the time specified by the school; Or apply for a tourist visa, come to Russia in person, and submit the following documents to the organization and visa processing department (the specific submission method is determined by each school): university admission notice, completed application form, statement agreeing to provide personal data information, official copy of academic certificate translated into Russian, study subjects and transcripts.
2. Entrance Examination (International Student Assessment Form)
All applicants are required to take the entrance examination, and the specific entrance examination time is decided by the school. The exam results are usually announced three days after the exam. Students should pay special attention to the fact that foreign students need to apply for a tourist visa to take the entrance examination in Russia.
3. Tuition fees and invitations
4. Visa application
After receiving the invitation letter, the applicant can start applying for a Russian visa.
The office's international organizations and visa support departments are responsible for reviewing and processing visas for international students studying in Russia.
leave
Students can choose to fly to Russia in Beijing, Shanghai, Guangzhou or Hong Kong.
Study abroad expenses
Course tuition
The school offers many colleges and disciplines with a wide range of choices.
About 18000-23000 (RMB)/year, and the cost is not high.
What are the ways to save money?
1) Use old books more. The unit price of new books is often very expensive. It will be cheaper to buy in bulk, so that classes or dormitories can purchase in a unified way.
2) Look around to see which word-of-mouth stores often sell at low prices. If you often go to several stores, you can apply for a membership card in advance, which will save you a lot next time.
3) Applying for scholarships is an effective way, including applying for some work-study programs and doing scientific research experiments with tutors. This can not only improve academic performance, but also gain good experience and improve interpersonal skills. At the same time, I can understand the integration of theory with practice, accumulate practical experience, and make a qualitative leap in comprehensive literacy.
accommodation expense
The average person is about 600- 1000 RMB/month, which varies from person to person.
There are many people in the world, but few people live in single rooms.
Choose according to personal preference, don't follow suit. What is suitable is the best.
living expenses
About 2000-3000 yuan/month.
Suggestion:
It is more cost-effective to buy a bicycle, and it is more convenient to go anywhere. You can get there a few kilometers away from Fiona Fang, such as barber shops, cinemas and concert halls.
Make a good account book and record key amounts.
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