1. Employees who have applied for housing provident fund loans and withdrawn housing provident fund for the first time after the loan is issued (if both husband and wife apply for housing provident fund loans, the amount of housing provident fund deposit must be kept in their accounts for one year after the first withdrawal). However, employees who have not withdrawn housing provident fund or commercial loans for the first time to purchase houses, or who purchase houses at one time or by stages are not affected by this adjustment policy, and their housing provident fund withdrawal is still implemented according to the original policy.
2. Employees and families apply for housing provident fund loans for the first time, and the down payment ratio is adjusted from the original minimum of 20% to not less than 30%; The down payment ratio of self-built houses is adjusted from the original minimum of 20% to not less than 40%; Individual workers and families apply for housing provident fund loans for the second time to buy or build their own houses, and the down payment ratio is uniformly adjusted from the original minimum of 20% to no less than 40%.
3. Suspension of accepting applications for loans from different places for housing provident fund (except for talents who have paid provident fund in different places introduced by the government). The list is subject to the provision of Wuzhou Talent Service Office. )。
4. The new policy will be implemented from August 19, 20 1. If the borrower of housing provident fund provides the online signing time of Wuzhou commercial housing sales contract and the registration time of People's Republic of China (PRC) immovable property certificate before August 2065438+ 1, it can be implemented according to the housing provident fund withdrawal or loan policy before adjustment.