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Is Huaan Student Loan a national student loan?
Huaan student loan is not a national student loan. The national student loan is funded by China Development Bank, which is an important financial aid measure for college students with financial difficulties. The aided students can enjoy interest-free service during their four-year university stay. Huaan student loan is initiated by Huaan Insurance and funded by Huaan Insurance, which belongs to the nature of enterprise investment. Huaan student loan is not an application for student loan from Huaan Insurance, but a guarantee service provided by Huaan Insurance when college students apply for student loan from CDB. Both parties signed a guarantee contract. If college students can repay on time after graduation, it has nothing to do with Hua' an insurance, and if it is overdue, it will be compensated by Hua' an insurance.

Huaan Student Loan Process: Users can log in to Huaan Insurance directly, and the application entrance of Huaan Student Loan can be seen on the homepage. After entering, users can fill in the relevant information, then print the receipt and affix the corresponding seal, then upload it, and finally wait for approval, and then lend money through the waiting platform of future users.

Huaan student loan will be released within one month. Users should pay attention to the change of account limit. In addition, the tuition fee will be paid immediately after the Huaan student loan is issued, and the rest of the money is also one-time and can be directly withdrawn from the bank. Those who continue to study for a degree after graduation may apply for an extension within the extension acceptance time of the year of graduation. Huaan student loan should not be overdue in the subsequent repayment, because overdue repayment will generate penalty interest, and the longer the delay, the more penalty interest. Moreover, Hua 'an will upload it to the Credit Information Center after helping loans overdue, and bad personal credit information will affect the subsequent handling of various loans, such as car loans or mortgages.

For college students with family difficulties, the emergence of student loans has solved the tuition problem well. The loan itself bears interest, but students have no interest expenses during their school days, because the state subsidizes this part of interest, and according to the regulations, users need to bear it after graduation. Moreover, the student loan will be recorded in the personal credit report on the credit report. Student loans are bank loans, and it is normal to receive credit information. As long as it is returned on time and not overdue, there is no direct negative impact.

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