How to calculate quota
CITIC Xinbaobao has a maximum amount of 300,000 yuan, which is a fairly good loan product. The income and credit status of the applicant are the evaluation criteria of CITIC Xinbaobao's quota. The higher the income, the better the credit information and the higher the number of users.
Credit information?
If CITIC Xinjinbao is overdue, it will leave an overdue record on the personal credit report, which will have a relatively adverse impact on the lender's future consumption activities, so everyone must repay the loan on time and not overdue.
Do I have to go to the door?
After passing the preliminary examination, CITIC Xinjinbao will contact the applicant to bring the second-generation ID card, work certificate, income certificate and residence certificate to the nearest outlet to submit materials. After the materials are submitted, relevant staff will come to help.
Is the interest high?
The monthly handling fee of CITIC Xinjinbao is 0.77%. For example, if the loan is 30,000 yuan and the loan term is 2 years, then the monthly handling fee is 23 1 yuan and the monthly repayment is 148 1 yuan. If you want to borrow money from CITIC New Jinbao, you can refer to the data provided by Bian Xiao for consideration.
Summary: The above is about the reliability of CITIC's new Jinbao loan. Through the above introduction, I think my friends have a general understanding of the new Jinbao and have a bottom in their hearts.