Most of these companies are liars. First, the interest rate is very low. Second, they don't need any mortgage. Third, they can lend money on the same day.

Note: As you know, QQip addresses are generally not in public areas. You don't have to pay any fees, but you have to pay a deposit and 30% of the loan share to prove that you have the ability to repay the loan, you know. This is my chat record with Huifa Microfinance.