Step 2: the bank investigates the loan;
Step 3: collect loan materials;
Step 4: the bank approves the loan;
Step 5: sign a loan contract and issue loans;
What are the basic conditions for social security loans? Every region has different policies and conditions. You can go to local consultation. Today, I will introduce the basic application conditions, subject to local requirements:
1 Time of deposit: Generally speaking, as long as you have paid the provident fund certificate for more than 6 months continuously or the social security provident fund base is greater than 3,000, you can handle it. The longer the deposit time, the higher the winning rate and quota.
2 proof of work: it is not enough to have social security, but also a stable income, so it is also important to provide proof of work. Lending institutions will determine your loan amount through your work certificate and income, and even go to the door for review.
3 personal credit: social security loans are essentially credit loans. At least there should not be too many inquiries and overdue records in the last six months. Maintaining the credit report in advance is helpful to the success of the application.
4 personal conditions: general social security loans require age, preferably between 18 and 60. Of course, the requirements of each institution are different. Please ask for details.