You can go to Ping An Pratt & Whitney and apply directly online, which is safe, simple and fast. I hope I can help you. Process of loan processing: 1. The borrower submits the loan application materials to Ping 'an Puhui; 2. Conduct preliminary examination of the application materials submitted by the borrower; 3. Ping An Pratt & Whitney examines and approves loan applications that meet the loan conditions through preliminary examination and credit reporting; 4. After approval, notify the borrower to go through relevant procedures such as contract signing, loan, mortgage or pledge; Failing to pass the examination and approval, it shall explain the situation to the borrower; 5. After the loan contract comes into effect, the loan will be issued.