One. cause

Some people always show the mode of waiting for loans when applying for Gome Easy Card loans, so we should consider the problem from the following aspects. First of all, Gome Easy Card reviews the loan according to the applicant's credit information. Therefore, in the process of loan application, if the applicant's situation does not meet the loan standards, the system will reject the loan application made by the applicant in the loan waiting mode. In addition, the risk control system of Gome Easy Card will regularly maintain the loan system, and the system will stop working during the maintenance process, which will also lead to the slow approval of loans and the pending approval of loans. Finally, Gome Easy Card needs to review the loan under the condition of stable network. If the network is unstable, the system will run slowly, which will cause the system to display the loans to be issued.

Second, matters needing attention

1. When applying for a loan, the borrower makes a correct judgment on his economic strength and repayment ability according to the loan interest rate. Design the repayment plan according to your own income level, and leave room appropriately so as not to affect your normal life.

2. Choose the appropriate repayment method. There are two repayment methods: equal repayment and equal principal repayment. Once the repayment method is agreed in the contract, it cannot be changed during the whole loan period.

3. Repay on time every month to avoid penalty interest. Starting from one month after the loan is initiated, it is usually the repayment date of the following month. Don't be fined for breach of contract because of your negligence, which will make it impossible for banks to apply for loans again.

4. Take care of your contract and IOU, read the terms of the contract carefully, and know your rights and obligations.

5. Lenders need to guard against fraudulent lenders. The trick of a liar is very simple, which can be summarized as follows:

(1) The loan requirement is extremely low, no mortgage is required, and there are no other requirements. It can be said that you can get a loan if you want.

(2) Lenders are afraid to disclose the name of their own company, can't provide the company's business license or the company has no investment scope, can't provide formal contract texts and invoices, or even give you a landline. You only know each other's cell phones, and you can't even see their faces.

(3) Before the loan arrives, you should charge your so-called travel expenses, interest, handling fees, attorney fees, etc. Anyway, you just want money, and you won't be treated again after you get the money.