Usually, the tax authorities determine the tax amount according to the income rather than the flow of bank cards. Although the flow of bank cards is large, the income can not meet the collection standards stipulated by the state, so there is no need to pay personal income tax. But if your income meets the international tax standards, you have to pay the corresponding income tax to the tax authorities.

Do I need to pay tax on the bank card of the enterprise with a running water of 4 million?

If it is your normal bank deposit, no matter how much money you actually collect or pay, you don't have to pay tax for the collection, no matter how much it is.

Tax is levied on your specific taxable behavior, such as selling a commodity, providing services to earn income, earning wages, etc. This tax is generally in addition to personal income tax, and it has nothing to do with whether you actually receive money from the bank.

In fact, for enterprises, the tax bureau may eventually check your bank receipt to collect taxes, but this tax is not a tax on the money you collect, but a specific taxable business.

Corporate shareholders and corporate personal cards and bank cards will not be inspected if they pass through the shareholders' meeting.

Corporate shareholders and corporate personal cards will be found to have excessive bank card traffic. First of all, after the abnormal flow of the customer bank increases, the bank's anti-money laundering system will call the police and the account manager will check it manually. If there is any risk, it will alarm the superior bank; If there is no risk, it will explain the situation and mitigate the risk.

Common money laundering methods involve banking, insurance, securities, real estate and other fields. Anti-money laundering is a systematic project. The government uses legislative and judicial power to mobilize relevant organizations and commercial institutions to identify possible money laundering activities, dispose of relevant funds and punish relevant organizations and personnel to stop criminal activities.

Cash deposit and withdrawal of foreign currency with a single RMB exceeding 200,000 yuan or the equivalent of 654.38 USD+0,000 yuan.

In order to prevent customers from using their accounts to launder money, the state stipulates that frequent large cash deposits should be monitored. Within the prescribed limits, commercial banks should report to the local People's Bank of China. According to the Measures for the Administration of Reports on Large-value Transactions and Suspicious Transactions of Financial Institutions, foreign currency transactions in the form of cash deposit and withdrawal, cash withdrawal, cash settlement and sale, cash remittance and cash bill payment with cash receipts and payments exceeding RMB 200,000 or the equivalent of US$ 6,543,800 must be declared.

Measures for the administration of large-value transactions and suspicious transaction reports of financial institutions;

Article 9 Financial institutions shall report the following large-value transactions to China Anti-Money Laundering Monitoring and Analysis Center:

(1) Cash receipt and payment in the form of cash deposit and withdrawal, cash withdrawal, cash settlement and sale, cash remittance, cash receipt and payment, and foreign currency transactions with a single or accumulated RMB transaction exceeding 200,000 yuan or an equivalent RMB of more than 6,543,800 US dollars.

(2) The amount of single or cumulative transfer between bank accounts of legal persons, other organizations and individual industrial and commercial households is more than 2 million yuan or the equivalent of more than 200,000 US dollars.

(3) Transfers between bank accounts of natural persons, between bank accounts of natural persons and legal persons, other organizations and individual industrial and commercial households with a single amount or accumulated amount exceeding RMB 500,000 yuan or equivalent foreign currency exceeding USD 6,543,800.

(4) One party is a natural person, and the cumulative amount of a single transaction or cross-border transaction exceeds $65.438 million.

The cumulative transaction amount is a single customer, and it is calculated and declared unilaterally according to the income or payment of funds, unless otherwise stipulated by the People's Bank of China.

How much will the bank card flow be monitored?

Related Questions and Answers: Related Questions and Answers: What kind of bank flow is good? What is bank running water?

Bank journal is bank statement: the records of bank account, bank card or passbook in bank deposit, withdrawal, transfer (remittance and remittance), shopping center consumption and credit card swiping. It is arranged in chronological order, also called a journal.

What information does the bank flow reflect?

Bank running water can basically reflect the borrower's income and expenditure, and can infer whether it has solvency and debt, so as to comprehensively evaluate the borrower's qualification and predict the loan risk. Some people may say, why don't I just spend money to earn some living water?

Please put away your little mind of forging bank running water! Now there are many advertisements on the Internet similar to "Spend 200 yuan to make high-income banks run smoothly in 300 yuan". Some people who are eager for loans will be attracted, but when they are caught, they will not only have to repay the loans, but also be subject to criminal punishment. Therefore, it is not feasible to defraud bank loans with false running water. Don't take chances. It is the right way to provide your own bank tap water safely.

What does the bank want to see the borrower's bank flow?

The transaction amount is large and the balance is large, which conforms to the income characteristics and business characteristics of the borrower. Judging from the running water of the bank, the borrower will have sufficient cash flow to repay in the future.

What should I do if there is no bank running water or the bank running water is insufficient?

1. Co-lender-husband and wife. "Husband and wife are United, and their profits are broken." If the bank flow of the married person is insufficient, he can increase the co-lender and take advantage of the bank flow of the other party. If these two people meet the requirements, they can also apply for a loan.

2. If the balance is too small, we suggest that you deposit some funds in the card before printing the bank flow, and the balance in the card should be close to the down payment of car purchase, which will help the loan to be approved smoothly. After the bank journal is printed out, there is the amount of bank interest settlement in March, June, September, 65438+February 2 1 every year. If it is less than one yuan, you should pay attention. Less interest settlement means that when your funds flow, they will rush in and out and stay in your account for a short time, so there is less interest. At this time, it is best to print the running water of other bank cards, or supplement the running water under your spouse's name as a bonus item.

3. What about the salary discovery fund? This kind of situation is rare now. You can deposit the cash in other cards first, and then transfer it to the loan card by transfer. Pay attention to the postscript of transfer, and be sure to write clearly "salary".

4. Provide valid guarantee certificate. Some banks allow borrowers to provide effective guarantee certificates, such as personal income certificates issued by companies, to prove that lenders have good repayment ability, then banks will also agree to loans.

5. Provide other property certificates. Such as real estate, cars, funds, bills, etc.