Original ID card, residence booklet or other valid proof of residence, and provide a copy;
(2) proof of occupation and economic income, and a running list of personal accounts in the past six months;
③ Car purchase agreement, contract or letter of intent signed with the dealer;
(4) Other documents required by the Cooperation Organization.
Tips: If you have a lot of bad records, you may not be able to do it, mainly depending on the bank.
The way of car loan:
1. Compared with bank car loans, the application threshold and procedures for auto financing company loans are more convenient. Lenders need to provide copies of ID card, household registration book, marriage certificate, real estate license, residence certificate and income certificate. Generally, auto financing companies do not need local accounts or guarantees for loans. Generally speaking, they can handle it in 4S stores.
2. Compared with auto financing company loans and credit card installment car loans, bank car loans are more independent. No matter what brand or model the lender wants to buy, he can apply for a bank car loan, and the repayment method is more flexible.
3. Buying a car by installment with a credit card doesn't need to pay interest like auto financing company loans and bank car loans. There is no interest on buying a car with a credit card, but the lender needs to pay a certain installment fee. However, not all models of cars can be loaned in this way, and lenders can only choose several models that banks and car companies cooperate with.