Personal credit loan is a kind of loan product favored by borrowers, which can be obtained only by personal credit records without providing corresponding mortgage guarantee. However, due to the differences in personal credit records, there are some differences in the amount of loans and interest rates that different borrowers finally get. So what is the current personal credit loan interest rate? Many friends don't know. In fact, the interest rate of personal credit loans can be completely controlled by themselves.

It is understood that the current personal credit loan interest rate is generally around 2% per month. Of course, the specific interest rate depends on the relevant policies of the lending bank. For example, the current monthly interest rate of unsecured personal loans of Standard Chartered Bank is 1.75%-2.05%, while the interest rate of happy unsecured credit loans of Citigroup is 8.8% per annum. In addition, the interest rate of personal credit loans will fluctuate according to the qualifications of borrowers. For example, Standard Chartered Bank can enjoy a minimum monthly interest of 1.35%. However, the corresponding loan interest rate of Citibank fluctuates greatly, generally around 15%. (/)