In view of the common financing problems faced by Tianjin people in the process of replacing public housing, the Sino-German Housing Savings Bank and Tianjin Housing Replacement have joined forces to jointly create "Gongyidai" - public housing. Exchange exclusive loan products, and signed a strategic cooperation agreement on the first day of the Autumn Housing Fair.
The minimum down payment of "Gongyidai" is 30%, the minimum loan interest rate is 1.1 times the benchmark interest rate, and the maximum loan term is 30 years. To apply for this loan, the buyer only needs to provide another property as collateral, and the maximum mortgage rate of the collateral can reach 70%