Zhongyuan Consumer Finance is a licensed consumer financial institution approved by China Banking and Insurance Regulatory Commission, and Zhongyuan Bank is the initiator. Its credit products belong to pure credit consumer loans, and users do not need mortgage and guarantee when applying. The better the user's credit record, the more favorable the loan interest rate will be.
Users can apply for a loan amount of up to 200,000 yuan online. After the loan amount is activated, it will be recycled within one year, and interest will be calculated on a daily basis at the initial stage of withdrawal, and there is no need to submit information again to apply for loan renewal. If the repayment record is good, users can also apply for cash withdrawal, and users can choose the repayment period of 3 months, 6 months, 9 months, 12 months.
Under the official account of Zhongyuan Consumer Finance WeChat, enter "Borrow Money", where you can find the official customer service phone number, or click "My-Contact Customer Service" to reach the customer service page, send keywords according to specific questions, and you will receive corresponding replies.
Henan Zhongyuan Consumer Finance Co., Ltd. was established on February 29th, 2006. The legal representative is Li Yulin, and its business scope includes:
Issuing personal consumption loans;
Accepting deposits from domestic subsidiaries of shareholders and domestic shareholders;
Borrowing from domestic financial institutions;
Issuing financial bonds upon approval;
Domestic interbank lending;
Consulting and agency business related to consumer finance;
Acting as an agent to sell insurance products related to consumer loans;
Fixed income securities investment business;
Other businesses approved by the CBRC.
Henan Zhongyuan Consumer Finance Co., Ltd. (hereinafter referred to as "Zhongyuan Consumer Finance Company") was established at the end of 20 16. It is a national non-bank financial institution approved by China Banking Regulatory Commission and initiated by Zhongyuan Bank and Shanghai Yiqian Network Information Technology Co., Ltd. ..
20 17 Up to now, the products of Zhongyuan Consumer Finance Company cover: Zhongyuan Consumer Finance app, cash withdrawal, elite loan, cash withdrawal and other products.
On February 9, 20 18, Henan Banking Regulatory Bureau approved the change of registered capital of Henan Zhongyuan Consumer Finance Co., Ltd. from 500 million yuan to 800 million yuan.
2065438+On September 30, 2009, Henan Banking Insurance Regulatory Bureau approved the registered capital of Henan Zhongyuan Consumer Finance Co., Ltd. to increase to 2 billion yuan, and introduced Huaping Investment as a new shareholder.