At present, the monthly interest rate of unsecured personal loans issued by Standard Chartered Bank is generally 1.75%-2.05%, and the threshold is low. Personal loan from China Construction Bank, the loan amount is (1 0,000-2010,000), the loan term is 1-2 years, and the loan interest rate is (10%), but the threshold is relatively high.

Secured loan:

China Construction Bank loan interest rate

I. Short-term loans

5.60 for six months (inclusive)

Six months to one year (inclusive) 6.00

Second, medium and long-term loans

One to three years (inclusive) 6. 15

Three to five years (inclusive) 6.40

More than five years 6.55