1. The loan procedure is fast and simple.

2. The loan amount is large, the next payment time is fast and the process is short.

3. The repayment method is flexible, and it can be repaid in advance without penalty interest.

If the loan is not successful, there will be no charge.

5. Sign cooperation agreements with automobile dealers, with many brands and complete models.

Proof materials for applying for a car loan for civil servants

1. Loan application.

2. Original ID card, residence booklet or other valid residence certificate, and provide a copy.

3. Proof of occupation and economic income, including but not limited to income certificate issued by the unit, bank deposit certificate, credit card statement, tax payment certificate, etc.

4 car purchase agreement, contract or letter of intent signed with the dealer.

5. Certification documents that meet the conditions of credit loans.

6. Relevant certificates of the down payment.

7. Other required documents.

The process of handling civil servant car loan

1. The borrower applies to the bank with information.

2. The bank checks to determine whether to approve the loan.

3. The bank signs a loan contract with the borrower.

4. Go through the mortgage registration formalities.

5. Issue the loan, and the loan will be directly transferred to the car dealer's account.