There may be many reasons why the amount of Ping An policy treasure cannot be reached after certification:

Age: 18-60 years old, underage or overage;

Insufficient repayment ability: the borrower needs a stable source of income and cannot prove repayment ability;

Personal credit: Personal credit must be good, with overdue or bad records.

There are other reasons:

Whether the information filled in is true or not: Many applicants filled in false information in order to increase the amount of the next paragraph, which was found during the audit.

Excessive debt: a loan is similar to a credit card application, and the applicant has excessive debt.

Loans from multiple lending institutions: applicants frequently apply for loans within a certain period of time, and once they apply, they will be investigated for credit information and spend money.

In addition, the Ping An policy certification process is as follows:

1. Mobile phone registration and safe entry into the housekeeper-Modify the product service manager-Click on the policy book-Sign the book according to the tips and precautions and fill in the relevant information-Video signature-Video interview-Lending (usually 2 hours)

2. Apply for insurance policy treasure 3.0. Except for Ping An policy, other initial quotas may be low. After real-name authentication, you can use insurance policies and vehicles to raise the amount. Life insurance certification: add policy information, vehicle certification: add driving license information.

3. The contact person must be the real name, spouse, relatives and friends: there is no loan, lawsuit, overdue or bad record in Ping An.