3,000 yuan, in principle, more than 3,000 yuan can be used for personal credit loans! Depending on the purpose of your loan, the loan method is different! You can go to Easy Loan China official website to learn more about loans. You can also submit a loan application online to see if your qualifications match the relevant institutions. Click on the online application link:/activity/product/creditloan-dash-Lucy-index.html Personal credit loan application conditions 1) Stable income. 2) Personal credit record is good. 3) Can provide proof of residence, income and work (or can provide a guarantor). Personal credit loan application materials 1) valid identity documents; 2) permanent residence or valid residence certificate, permanent residence certificate; 3) proof of marital status; 4) proof of income or personal assets; 5) loan use plan or statement; 6) Other information required by the bank. The general loan process is that you submit personal loan requirements and general information to the bank or loan product agency, and then the bank conducts a preliminary review of the loan application of the loan applicant and arranges a special person to contact the loan applicant. If the contact person passes the preliminary examination, then guide the loan applicant to provide the required materials, and then finally issue the loan. General loan applications need the following materials, which can be judged by yourself-the original and photocopy of the borrower's valid identity certificate; Local permanent residence or valid residence identity certificate, and the borrower's loan repayment ability certificate. Such as the income certificate issued by the borrower's unit, the borrower's tax bill, insurance policy, etc. The borrower's pledge right, the list of collateral and ownership certificate required to obtain the amount of pledge and mortgage, and the written document that the owner and the real estate * * * agree to pledge and mortgage. A written document in which the guarantor agrees to provide the required guarantee for the borrower to obtain the guarantee amount. Credit certification materials of the guarantor. Collateral appraisal report issued by the appraisal department recognized by the society and other documents and materials stipulated by the bank.