Repayment within the grace period is normal repayment, not overdue. There is no grace period, and the loan product has a cooperative relationship with the People's Bank of China. As long as it is overdue, whether it is overdue for two days or not, it will be reported. Therefore, loan products without grace period must be repaid on time.
Even if it is overdue, the impact of overdue records can be reduced as long as the arrears are settled as soon as possible. After all, the impact of overdue records is judged according to the length of overdue time.
Overdue refers to exceeding the repayment time, generally referring to banks, loan companies, etc. Overdue will generate interest and credit information, and serious will be prosecuted and imprisoned by the court. This word can be found in the Epitaph of ieee fellow's Zeng Family in Jiangdu and Biography of Huo Xiaoyu.