What is the impact of borrowing 5000 yuan from sweet orange for half a year overdue?
Sweet orange has overdue behavior in borrowing, which may have the following effects:
1, business letter
If the borrower fails to repay the loan in time on the specified repayment date, it will affect his credit investigation, and under normal circumstances, he will report the overdue penalty interest.
2. Generate penalty interest
Lending institutions will charge a certain penalty interest to borrowers who fail to repay their loans within the time limit. Of course, the calculation method of penalty interest is different for different lending institutions.
Zhong 'an: default interest = unpaid principal * overdue days, so if loans overdue is half a year, it is estimated that it needs to pay back 5,000 * yuan if it is calculated according to 180 days.
E white-collar workers: default interest = (unpaid principal+current interest payable) * daily interest rate * overdue days. Because the daily interest rate of each borrower may be different, it is not easy to draw a conclusion on the penalty interest of borrowing 5000 yuan.
Easy loan: default interest = overdue principal * daily interest rate * overdue days. Similarly, because of the different daily interest rates, it is difficult to determine the penalty interest.
Of course, in addition to the above three lending institutions, there are immediate finance, earth insurance, wise technology and copper and gold institute. For specific penalty interest, please consult the official customer service.
3. Affect the loan again.
If the loans overdue of Sweet Orange falls, it may be impossible to get a loan, so you need to change other channels to try to apply for a loan.
Well, that's the answer to the question "What's the impact of borrowing 5000 yuan from sweet orange for half a year overdue?" I hope the above content can help you.