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Detailed rules for salary increase of retirees in Shanghai in 2022
The salary increase for retirees was officially implemented in March 2022, in which the increase for pension, work injury and unemployment insurance benefits exceeded 10%. The salary increase is for those who have gone through retirement formalities before 65438+February 3, 20081,and the adjustment level is subject to the local basic salary level. During the adjustment, the combination of general adjustment and special adjustment will be adopted, and people who retire early and have relatively low basic pensions will continue to be inclined.

1. Can I get a loan after retirement?

1. You can get a loan after retirement. Retirees can also apply for loans.

2. There is an age limit. General loan products are generally in the range of 22-60 years old, and some are relaxed to 18-65 years old. .

You can't apply for a loan over 3.65 years old.

Second, can retirees buy a house with a mortgage loan?

1, retirees can buy houses with mortgage loans.

2. The sum of the borrower's age and the loan term shall not exceed 5 years after the statutory retirement age;

3. The sum of the age of the second-hand house and the loan period shall not exceed 30 years, the sum of the loan period and the borrower's age shall not exceed 65 years, and the maturity date of the loan shall not exceed the land use period.

The following retirees will appropriately increase the basic pension.

1. Senior retirees. As of 20 17, 12, 3 1, people will be 70-74 years old, and the 40 yuan will be increased every month; 75-79 years old, increase 50 yuan every month; Older people aged 80 and over will increase their 60 yuan every month.

2 counties (cities, districts) organs and enterprise retirees in hard and remote areas, each person will increase the 5 yuan per month.

3. If the adjustment amount of retirees with work-related injuries is less than 67.5 yuan, it shall be implemented at 67.5 yuan.

4. After the enterprise retired demobilized cadres are adjusted according to the above standards, the basic pension can not reach the adjusted level of the monthly per capita basic pension for enterprise retirees in local (city, county, county directly under the province).

Legal basis:

People's Republic of China (PRC) Social Insurance Law Article 71 The state establishes a national social security fund, which consists of funds allocated by the central government and raised by other means approved by the State Council, to supplement and regulate social security expenditure. The national social security fund is managed and operated by the national social security fund management and operation organization, and the value is maintained and increased on the premise of ensuring safety. The national social security fund shall regularly announce the income and expenditure, management and investment operation to the public. The financial department, social insurance administrative department and auditing organ of the State Council supervise the revenue and expenditure, management and investment operation of the national social security fund.