1. If the husband borrows money, and the wife is the guarantor, can the wife still borrow money?

The bank needs to verify the credit line,

If it has sufficient repayment ability, it can still borrow money.

If you are satisfied, please accept the answer!

second, can my husband buy a car with a loan and my wife be a guarantor?

China husband and wife can act as guarantors for each other, and the legal provisions are as follows:

Article 47 of the Marriage Law of the People's Republic of China stipulates that husband and wife should bear the daily expenses of the family together and can draw wages or income from each other. If the borrower is both husband and wife applying for a loan, it is acceptable for one of the husband and wife to be the guarantor of the other.

However, it should be noted that in China, if the husband and wife * * * have property, the other party may need to get the consent and signature of * * * to guarantee their spouse, otherwise it may lead to some problems.

In addition, banks or lending institutions have their own lending policies and requirements. The specific situation also needs to know the policies of the lending institution you apply for, its requirements for the guarantor, and its responsibilities and obligations to the guarantor. In a word, the problem of husband and wife as guarantors needs to be analyzed according to the actual situation.

Third, why is the husband's loan wife the guarantor?

you are not a guarantor, but a * * * repayment partner. When you get married, you are one, and your family is both inside and outside the financial department. Therefore, as long as the loan is signed by both husband and wife, it can also be understood that with more repayment ability, the banking industry is afraid that one person can't afford it.

When you are not married, you need a guarantor, and you are afraid that you can't repay it. Now you are married, both husband and wife will.

It's not a guarantee. When you get married, you are one family. If both husband and wife sign a contract inside and outside the financial part, it can also be understood that there is more fear that one person can't afford it.

When you are not married, you have to have a guarantor. If you are afraid that you can't repay it, both husband and wife can do it now.