1. Resettlement houses can apply for provident fund loans. The loan target is employees who have paid the housing accumulation fund in accordance with the regulations and have full civil capacity, and must meet the following conditions at the same time: 1, with permanent residence or valid residence status in the administrative area; 2, when applying for a loan, the normal continuous deposit of housing provident fund for more than one year (inclusive), the new account holder normal continuous deposit of housing provident fund for more than six months (inclusive); 3. The actual behavior of resettlement houses; 4. Agree to use the total property value of the resettlement house purchased by the loan as collateral; 5. Have a stable income, good personal credit and sufficient ability to repay the principal and interest of the loan; 6. The borrower and his wife have no outstanding housing provident fund loans. 2. Anyone who handles the resettlement housing provident fund loan business needs to provide the following materials: (all must show the original and submit 3 copies) 1, and the identity cards of both husband and wife; 2. Household registration certificate; 3. Marriage certificate (unmarried certificate); 4. proof of income; 5. The refreshed provident fund passbook or provident fund deposit flow; 6. Proof of housing registration information; 7. Resettlement agreement; 8. Down payment voucher and bank statement; 9. Other materials required by the management center.
Second, can I borrow money to buy affordable housing?
can
3. Can Shenzhen Anjufang be purchased by loan?
65438+
2. If the purchaser has no house in Shenzhen under the family name and uses the provident fund loan to purchase the first house, the minimum down payment ratio of the provident fund loan is 30%, and the loan interest rate is the benchmark interest rate of the individual housing provident fund loan.
3. If the purchaser owns 1 house under the family name of this city and uses the provident fund loan to purchase a house again, the down payment ratio of the provident fund loan shall be no less than 70%, and the loan interest rate shall be 1. 1 times the benchmark interest rate of the individual housing provident fund loan. Suspend the issuance of personal housing provident fund loans for families to buy third and above houses.
4. Can I get a loan for Anjufang?
Calculate how much it will cost to decorate your home. Can I get a loan for Anjufang? Anjufang can borrow money and must meet the following conditions: 1. Have fixed income and salary details; 2. At least 18-65 years old; 3 loans for business or car purchase, there must be a guarantor and mortgage; 4. Good credit information; 5. The bank card under the lender's name has been in operation for nearly half a year; 6. The lender's residence certificate; 7, social security, provident fund payment certificate. What's the difference between a housing and a resettlement house? 1, room type difference. Anjufang refers to the housing built through the implementation of the national "housing project", which is a kind of affordable housing and a non-profit housing arranged by the state for the majority of low-and middle-income families and poor households. Resettlement house is a house built by the government to resettle residents when building urban roads, and the resettlement object is urban residents. 2, the difference between property rights. Many resettlement houses do not have complete property rights, even if they have complete house ownership, they may not have complete land use rights. The land nature of many resettlement houses is allocated land, that is, no transfer fee has been paid. Anjufang is a complete property right, with housing ownership and complete land use right, and the nature of land is transfer, that is, land transfer fee is paid. Therefore, when the resettlement house is traded again in the future, it may be required to pay the land transfer fee, but there is no such requirement for the resettlement house transaction. 3. Differences in quality. The profit of resettlement housing construction is usually limited. Therefore, builders will cut corners to increase profits, and the quality of many resettlement houses is not as good as that of anjufang. 4, the difference between the trading time limit. Many resettlement houses have trading time limits, and some regulations are not allowed to be listed for resale for several years. However, Anjufang has no regulations in this regard. As long as it is an existing house that you have registered, it can be listed and traded. However, the auction of Anjufang is not allowed to be resold in law. Enter the area and get the decoration quotation for free.