I. Age: 18-55 years old.
Two, Chinese mainland residents and work in the current unit for half a year.
Three, a stable income and a good credit record.
Doudou Qian, a member of Weixin Financial Group, is a mobile phone credit loan software. It is the first unsecured loan with a maximum interest-free period of 7 days and a minimum monthly interest rate of 0.75%.
Doudou Money is a mobile Internet loan platform developed by Shanghai Weixin Huizhi Financial Technology Co., Ltd., which provides loan services. Users can download Doudou Money APP in various Daanzhuo and iOS application markets, or register the app through Doudou Money WeChat service number.
Loan refers to a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. The simple and popular understanding is to borrow money with interest.
Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development; At the same time, banks can also obtain loan interest income and increase their own accumulation.
Interest refers to the remuneration paid by the borrower to the lender in order to obtain the right to use the funds, which is the use price of the funds in a certain period (that is, the loan principal). The loan interest can be calculated in detail by the loan interest calculator. In civil law, interest is the legal fruit of principal.
The benchmark interest rate is a universal reference interest rate in the financial market, and other interest rate levels or financial asset prices can be determined according to this benchmark interest rate level. Benchmark interest rate is one of the important prerequisites for interest rate marketization. Under the condition of interest rate marketization, financiers measure financing costs, investors calculate investment returns, and management regulates macroeconomics. Objectively, a universally recognized benchmark interest rate level is needed as a reference. Therefore, in a sense, the benchmark interest rate is the core of the formation of interest rate marketization mechanism. Simply put, you usually deposit money in the bank and he gives you interest. The greater the benchmark interest rate, the more interest; The smaller the benchmark interest rate, the smaller the interest.