Forget it, I also confessed to my family, and my family helped me return my credit. Another big event is SMS and telephone collection. As long as I can reach an agreement with my family, relatives, friends and colleagues, be mentally prepared, get through the bombing together, work with peace of mind, and don't think about getting rich overnight. If possible, I can borrow money from my family to repay my credit card and term loan. Online lending is just a bombing. It will pass. Money at home has no interest.