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Can second-hand houses be mortgaged?
Second-hand real estate loans are generally applied to the bank before you go through the formalities of property transfer.

If your city has China Merchants Bank, you can try to apply for a loan through China Merchants Bank. Please call 95555 at 8: 30-18: 00, and choose 3 people for customer service -3-3-8 to enter the manual service to provide loans for more information about the city.

Whether the loan application is approved or not shall be subject to the comprehensive audit results of the personal loan department of the handling bank.