Personal credit record is good.

You can provide proof of residence, proof of income and proof of work (you can also provide a guarantor).

(1) ABC has many small loans, mainly credit loans, to meet the comprehensive consumption of applicants. Borrowers are required to have various advantages and a stable working and income class. Of course, consumer loans need a purposeful statement. You can apply for a loan line to travel, study, decorate and buy large amounts of durable consumer goods, as long as the use is reasonable.

(2) Microfinance is a comprehensive consumer loan with individuals or enterprises as the core. The loan amount is generally more than 1 1,000 yuan and less than 200,000 yuan. The treatment process generally needs to be guaranteed. Microfinance is an extension of microfinance in technology and practical application. Microfinance in China: It mainly serves agriculture, rural areas and small and medium-sized enterprises.

(3) The establishment of small loan companies has rationally pooled some private funds, standardized the private lending market, and effectively solved the financing difficulties of agriculture, rural areas and small and medium-sized enterprises. At present, there are also personal micro-loans for office workers, generally ranging from 1 1,000-5,000 yuan. Most of them don't need mortgage, but the credit and information review is strict.