Spend a short time at home. According to the national enterprise information publicity system, Huaya Preferred Loan is another formal loan software owned by Du Xiaoman. Huaya Preferred Loan is a legally permitted non-bank financial institution approved by the industrial and commercial department of Zhi Zhi. It is a very reliable formal online lending company, and its business scope includes licensed projects, all of which are formal and within the scope permitted by law. In Little Mona, users can get the loan deficit only by real-name authentication, and they will review and approve the loan amount according to the user's information.

Online loans are also becoming a trend. With the advantage of the Internet, all the steps of loan application can be completed without leaving home, including understanding the application conditions of various loans, preparing application materials, submitting loan applications, etc., which can be completed efficiently on the Internet. The risks are as follows:

1, the virtual nature of online transactions leads to the inability to authenticate the credit status of both borrowers and borrowers, which is prone to fraud and breach of contract disputes and cannot be repaid. New Tan Zhi

2. A great deal of lender information published on the Internet platform is published in the name of "loan company" and "financing company". In fact, financial institutions must be approved by the state to engage in financial services such as credit financing. Those who engage in financial activities without authorization are often investigated for "illegal fund-raising" and "illegal absorption of public deposits" and disrupting the order of financial management.

3. If loans are issued on behalf of the network platform, if the network platform neglects self-discipline, or the internal control procedures are invalid or used, it will be easy to illegally raise funds by fabricating loan information.