The conditions for purchasing Yangming apartment with provident fund loans include: 1, and the borrower must have a city account where Yangming apartment is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to buy Yangming apartment from the house, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase Yangming apartment loans; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

Transaction process of second-hand house in Yangming apartment: 1. Original registration application (provided by the acceptance window); 2. The identity certificate of the applicant; 3. The original title certificate of Yangming Apartment; 4. The original Yangming apartment sales contract signed online; 5. If the buyer and the seller agree to transfer the transaction settlement funds through a special account, submit the original certificate of custody of the transaction settlement funds of Yangming Apartment; Original deed tax payment or tax reduction and exemption certificate of Yangming apartment; 7. The house registration form and house plan on the property right certificate of Yangming Apartment are stamped with the name of the property owner, and the number of people who buy houses for reconsideration is+1.

The above information is for reference only. I hope I can help you!