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How should ordinary people apply for a loan?

If you hold a CMB all-in-one card, CMB has launched a flash loan business. You can log in to the CMB Mobile Banking APP and click "My → All → Borrow" to try to apply or check whether you are eligible to apply (whether you can obtain a quota and whether the loan is successful are subject to the system evaluation results).

Basic conditions for flash loan application:

1. Hold a CMB all-in-one card;

2. The age of the flash loan applicant plus the loan period must not exceed 60 years old. Generally, The minimum age is 23 years old, but different flash loan types have different age requirements, which are subject to the application results;

3. Have the ability to repay the loan on time, no illegal behavior, and good credit.

Warm reminder:

1. After the flash loan is disbursed, cash will be released to the designated account. The funds can only be used for normal bulk consumption and transfers, and are not allowed to be invested or flowed into the stock market, real estate, etc. .

2. Different types of flash loans have different limit regulations. What you see on the application interface is the "estimated" limit. The final limit is determined based on your comprehensive qualifications and is subject to the approval results.

(Response time: April 1, 2024. The above content is for your reference. If there are any business changes, please refer to the latest business rules.)

Warm reminder: If you have any questions If you have any questions, please call the official customer service hotline or contact the CMB APP online customer service for consultation.