1, the loan balance indicates the total amount of remaining loans to be repaid, that is, the remaining liabilities, indicating how much money is still owed to the bank.

2. Loan balance = loan principal-accumulated principal repayment, excluding loan interest.

3. The more the loan balance, the more the remaining liabilities and the less the loan balance, which means that the remaining loan principal is less and has almost been paid off.

4. The loan balance is 0, which means that the loan is completely settled, the debt is released, and the identity is no longer the debtor.