According to Cai Xi's survey. Com, after the borrowing students successfully apply for student loans, the China Development Bank will generally provide an exclusive Alipay account for student loans, and the loan funds will be directly distributed to the account. After the loan arrives, the system will generally transfer the money to the tuition account of the school immediately. After deducting tuition fees, the school will refund the overcharged fees. After that, customers can also use this fee as living expenses. Of course, we also need to note that local policies and regulations are different. In some areas, the funds for student loans are directly distributed by the entrusted banks to the bank cards opened by the borrowing students. Then it is also transferred to the school's tuition account, and it will be refunded after the school deducts the tuition. After applying for a student loan, students can wait patiently for the funds to arrive. Generally, there will be information notice when the loan arrives. The lending time is generally around the middle and late period of 1 1. When the school starts in September, students don't need to pay tuition fees in advance. They just need to give the contract receipt to the school, and the school will enter the information itself. It can be seen that it is a bank card to CDB or other entrusted banks.