Current location - Loan Platform Complete Network - Loan intermediary - Can provident fund loans be used to borrow two houses at the same time?
Can provident fund loans be used to borrow two houses at the same time?
Provident fund loans are not allowed to apply for two houses at the same time. Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to the national regulations, all employees who deposit provident fund loans can apply for provident fund loans according to the relevant provisions of provident fund loans.

Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who have paid housing provident fund can apply for provident fund loans according to the relevant provisions of provident fund loans. Explain in detail that the target of provident fund loan is employees who have permanent residence in local towns, have established housing provident fund system for more than 2 years and pay housing provident fund according to regulations. In the purchase or construction of housing or renovation or overhaul of their own housing funds are insufficient, you can enjoy provident fund loans. The borrower can apply for a set first, and then apply after paying off.

1. Loan information that borrowers of provident fund loans need to meet:

1. Original and photocopy of the borrower's ID card;

2. The original and photocopy of the spouse's ID card;

3. A copy of the original account of the borrower;

4. Original and photocopy of the house purchase contract;

5, provident fund application form.

Second, the provident fund loan process:

1. Loan users should first consult the corresponding provident fund management department and submit the required information.

2, the provident fund management department for the first instance;

3. Review the guarantee qualification of the guarantee center;

4. Both parties sign the contract;

5. Pass all information to the handling bank;

6, with the loan conditions, loans.