15 to 20 working days. The lending time of Qingdao venture loan is determined by personal credit qualification. The better the qualifications of venture loan applicants, the shorter the time to pass the examination and the faster the loan time. Usually, the applicant needs to prepare and submit relevant complete information for a business start-up loan. It takes 15 to 20 working days from the initial examination, examination and approval of the bank to the final bank loan.