Current location - Loan Platform Complete Network - Loan intermediary - Chengdu Second Suite 2023
Chengdu Second Suite 2023
Subjectivity of law: Due to the rapid development of Internet, information dissemination is more and more extensive. When people encounter problems they don't understand in life and work, they just need to learn and understand them online. 1. Chengdu second suite conditions 1. Residents who own a house and the corresponding purchase restriction loans are not settled: among them, Xiyuan, Jinjiang District, Qingyang District, jinniu district, Wuhou District, chenghua district, Longquanyi District, Xindu District, Wenjiang District, Shuangliu District, Pidu District, etc.1kloc-0/housing purchase restriction areas. The minimum down payment ratio in Chengdu area of Tianfu New District is not less than 70%, and the longest loan period is not more than 25 years; 2. Families with two or more houses: including Chengdu High-tech Zone (Xiyuan and Nanyuan), Jinjiang District, Qingyang District, jinniu district, Wuhou District, chenghua district, Longquanyi District, Xindu District, Wenjiang District, Shuangliu District, Pidu District, Tianfu New District and other 12 housing restricted areas with two or more houses. In other non-restricted areas in the province, commercial personal housing loans are suspended for households with two or more sets and the corresponding housing loans are not settled. Second, if it is recognized as a second suite (1), it has its own house and buys a house for adult children. (2) If you own a house, you can buy it again in the name of minor children in accordance with the second suite policy. (3) If you have a property under your name when you are a minor, you can buy a house with two sets of loans when you are an adult. (4) If you buy a house in full, you can buy a second suite with a second loan. (5) If there is a loan to buy a house, the loan to buy a house after the sale is also considered as a second suite. (6) Use commercial loans to buy a house first, and then use the provident fund to buy a house. (7) One party borrows money to buy a house before marriage and buys it in the name of the other party after marriage, and the accounts are not together. (8) Buy a house with a loan after marriage, and then buy a house after divorce. (9) If you have a commercial apartment in your name, buy an ordinary house. Three. The qualification for buying a house in Chengdu is Class A: Class B: High-tech South Park; Class C: High-tech West Park, Jinjiang District, Qingyang District, jinniu district, chenghua district, Longquanyi District, Xindu District, Wenjiang District, Shuangliu District and Pidu District in Wuhou District. Class D: qingbaijiang district, jianyang city, Dujiangyan, Pengzhou, Qionglai, Jintang, Xinjin, Dayi and Pujiang counties in chongzhou city. Buying a house in the corresponding area only needs to meet any conditions. Tianfu New District (Class A District): Condition 1: Buying a house account: Newly settled personnel in Tianfu New District: extra 12 months Chengdu Social Security (the social security participation area is not limited, but the registered place of the work unit must be Tianfu New District) and has a work unit. Non-newly settled personnel: you can have a Tianfu New District account. Condition 2: social security to buy a house: in the absence of a hukou, it needs social security for 24 consecutive months. (When buying a house, the registered place of the unit must be in Tianfu New District) Premise: 2 or more households with household registration in this city have no self-owned houses or only 1 set of self-owned houses in this city, or adult single households with household registration in this city and non-registered households have no self-owned houses in this city. High-tech South Zone (Class B Zone): Condition 1: Buying a house and having an account: Newly settled personnel in the High-tech South Zone: extra 12 months. Chengdu Social Security (the social security participation area is not limited, but the registered place of the work unit must be Gaoxin South) and non-newly settled personnel in the work unit are required: having an account in the High-tech South Zone is enough. Condition 2: social security to buy a house: in the absence of a hukou, it needs social security for 24 consecutive months. (When buying a house, the registered place of the unit should be in the High-tech South Zone) Premise: two or more households with household registration in this city have no own houses or only 1 set of their own houses, or adult single households with household registration in this city and non-household households have no own houses in this city. Class C area represented by High-tech West Zone: Condition 1: Householding by registered permanent residence: The registered permanent residence in Class C area can be newly settled: people need to have extra social security in Chengdu for more than 2 months (only the company is registered in 1 1, and the social security time can be superimposed between different areas) and have a work unit. Non-newly-settled personnel: have a Class C regional account. Condition 2: social security to buy a house: in the absence of a hukou, social security needs to be provided in Class C area for 24 consecutive months (when buying a house, the registered place of the unit should be in Class C area). People who pay attention to a D-type regional hukou can also buy social security for 24 months in a C-type region. Premise: Families with two or more registered households in this city have no own houses or only 1 set of their own houses, or adult single families with registered households in this city and non-registered households have no own houses. Class D region represented by qingbaijiang district: Condition 1: Household registration as the head of household: Social security as the head of household can be in any region registered permanent residence: Social security 12 months in any region. Remarks: 1, only Class A and Class D areas can be bought in Class A area. 2. Class B area can only be bought in Class B area and Class D area. Class AB area is the strictest area! You can't buy a class C area, you can buy a class D area. 3. Class A and Class B areas cannot be purchased from each other. 4. Class C area can buy Class C area and Class D area, but can't buy Class A area and Class B area, and Class C area can buy each other. 5. Class D area should be bought in Class D area, but A, B and C can't be bought. Class d areas can buy from each other.