If you apply for a loan from China Merchants Bank, please go to www.cmbchina.com, the homepage of China Merchants Bank, click the option of Personal Banking Popular Edition on the right, enter the query password to log in, and then click the horizontal menu Loan Management-Personal Loan Query-Loan Query-Repayment Query to find the loan repayment record.
2.20 18 what are the details of the mortgage calculator? How does the mortgage calculator calculate the monthly payment?
Mortgage calculator, some friends may have heard of it, but they don't know what it is or what it is used for. Do you usually use a calculator to calculate your loan interest slowly when you look at the house? How much do you have to pay back every month? Right and wrong are complicated. In fact, everyone can choose a mortgage calculator at this time. What are the details of 20 18 mortgage calculator? How does the mortgage calculator calculate the monthly payment?
20 18 mortgage calculator
1. The loan calculator is provided by commercial banks and based on the bank website platform, with high credibility. The disadvantage is that the calculation conditions are simple, and theoretical calculation is the main one, regardless of the actual situation. For example, the daily interest rate = annual interest rate calculator is generally calculated at 365.
2. The real-time mortgage interest rate calculator is provided by real estate, and the loan calculator based on the bank website has hardly changed. The disadvantages are similar to those mentioned above. This type of calculator. The calculated results are completely consistent with the actual results, which are supported by more actual data.
How does the mortgage calculator calculate the monthly payment?
1. First, choose your repayment method, and fill in the commercial loan term, loan amount and actual loan interest rate; Select whether to display repayment details, and click "Calculate" to get details such as total interest and repayment amount of each installment. It is more convenient for users to calculate how much money they need to pay back every month, which is very convenient for users.
2. The bank loan calculator is highly reliable, but it is mainly based on theory and will be different from the actual calculation. The loan calculator of the real estate website is mainly based on the bank loan calculator. Of course, in addition to the above classification methods, you can also set up a loan calculator according to the repayment method.
At present, the loan term is 0.90% for five years, and the interest rate concessions of purchase restriction and loan policy are different.
3. The interest rate of the second home loan generally rises 10%. During the same period, the benchmark mortgage interest rate of provident fund loans generally rose 10%.
The above is the details of the 20 18 mortgage calculator. How does the mortgage calculator calculate all the contents of the monthly payment? Friends who read this article will not use such a complicated calculator in the future. From the above, we know that the mortgage calculator can not only calculate the interest of the mortgage, but also calculate the monthly details, which is very good and can clearly understand your mortgage bill.
3. How to check how much principal and interest is left in mortgage repayment?
1. Go to the bank outlet to inquire about the mortgage: go to the counter of the bank outlet that applied for the mortgage and print the repayment details. How much do you owe? How much was paid back? How much is left? How much is the interest? Be clear at a glance.
2. Log in to online banking for inquiry: If you have already opened our online banking, you can log in to inquire about personal loans and inquire about repayment details.
3. With the help of the online residual repayment calculator, you can input the loan amount, loan term, loan interest rate, loan time and repayment time according to the actual situation of your loan, so that you can clearly know the monthly repayment amount of the mortgage, how much principal and interest have been paid and how much principal and interest are left.
Fourth, how to understand the repayment schedule of mortgage calculator?
1. First of all, learn about the repayment schedule of the mortgage calculator. What does it say about the monthly payment calculator of the mortgage calculator? Secondly, you need to choose the repayment method in advance and input the relevant data on the calculator. 3. Finally, write down the term, amount and actual interest rate of the commercial loan.